10 Banks That Allow Double Dipping for Business Credit Cards | Haitian CEO
Zusammenfassung
TLDRDuring a live session, the host discusses strategies for obtaining business credit from various banks that allow double dipping, meaning you can apply for multiple products with one inquiry. The conversation covers specific banks, their requirements, and the importance of building relationships with lenders. The host emphasizes the need for a professional business setup, including a proper name, email, phone number, and website. Several banks are highlighted, such as First State Bank and Trust, Northwest Bank, and Bank of America, noting their pull from specific credit bureaus and interest rates. The session also promotes a mentorship program for further financial education and tips on navigating the lending landscape.
Mitbringsel
- 📈 Build relationships with banks for better funding.
- 💳 Use double dipping to maximize credit applications.
- 📝 Keep your business information professional and organized.
- 🗓️ Apply for multiple products within 30 days for better results.
- 🔍 Research banks that pull from different credit bureaus.
- 💰 Look for banks offering 0% interest rates for new credit.
- 📊 Understand the importance of your Dun's number.
- 📞 Always follow up with banks after applying for credit.
- 👥 Join mentorship programs for specialized financial advice.
- 📆 Consistently monitor your credit score and profile.
Zeitleiste
- 00:00:00 - 00:05:00
The speaker is unsure if they are live on YouTube and requests confirmation from the audience, expressing excitement about the session and discussing their reach on both Instagram and YouTube. They favor interaction with the audience by asking for responses in the chat.
- 00:05:00 - 00:10:00
The speaker reveals they will discuss 10 banks that allow double dipping in credit applications. They mention being approved for $8,000 in business funding from Wells, emphasizing their success and enthusiasm while apologizing for technical difficulties with YouTube.
- 00:10:00 - 00:15:00
The first bank discussed is First State Bank and Trust, which allows double dipping and pulls from TransUnion. They provide various types of credit cards and encourage starting a relationship with the bank for better funding options.
- 00:15:00 - 00:20:00
The second bank mentioned is Northwest Bank, also allowing double dipping and pulling from TransUnion. The focus remains on business credit options and ensuring the audience understands the benefits of establishing bank relationships.
- 00:20:00 - 00:25:00
Following that, United Bank and Trust is introduced as a nationwide bank that allows double dipping and pulls from TransUnion. The speaker emphasizes the importance of exploring various funding options beyond just well-known banks.
- 00:25:00 - 00:30:00
Next, the speaker highlights First Financial Bank, which pulls from Experian and also allows double dipping. They caution that this bank is state-specific, thus encouraging the audience to check local availability.
- 00:30:00 - 00:35:00
Independent Bank is covered, which pulls from Dun and Bradstreet and SBFE. The speaker stresses building business credit scores alongside personal credit, highlighting the importance of net 30 accounts in getting approved.
- 00:35:00 - 00:40:00
A quick, informal commercial break occurs where the speaker introduces 'My Ten Commandments for Getting Business Funding,' inviting audience interaction to gauge interest in the list.
- 00:40:00 - 00:45:00
The focus returns to listings of banks, with Dollar Bank and First Horizon being introduced, both of which allow double dipping and are regional banks pulling from different credit bureaus.
- 00:45:00 - 00:52:17
The finale includes reminders to utilize the provided information, stressing the idea of executing on the knowledge shared. The session wraps up with a call for audience engagement and bids farewell, promising to upload the session for later viewing.
Mind Map
Video-Fragen und Antworten
What does double dipping mean in banking?
Double dipping means obtaining multiple credit products from the same bank using a single inquiry.
Which banks allow double dipping?
Some banks mentioned include First State Bank and Trust, Northwest Bank, United Bank and Trust, and Bank of America.
What is required to apply for these banks?
Usually, a good credit score, a business checking account, and an established relationship with the bank.
How often can I apply for credit?
You can apply for multiple products within 30 days to avoid new inquiries.
What is the significance of building relationships with banks?
Building relationships can enhance your chances of receiving higher funding and better products.
Can I apply for personal and business credit simultaneously?
Yes, many banks offer both personal and business products, allowing for strategic funding.
What information do I need to provide to banks when applying for credit?
You typically need personal and business information, including credit history and business financials.
What is the importance of having a business website and email?
A professional business email and website enhance legitimacy and credibility in the eyes of banks.
How long should my business be active before applying for credit?
It's best if your business has been established for at least two years.
How can I find these banks?
You can search online for the banks mentioned or use GPS to locate the nearest branches.
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- 00:00:05what's going on y'all what's going
- 00:00:08on i don't know if I'm live right now am
- 00:00:11I live right now am I live right now hey
- 00:00:14y'all let me know if I'm live right
- 00:00:18now drop it in the chat if y'all can see
- 00:00:21me
- 00:00:29what's going on what's going on
- 00:00:31everybody how are you how are you how
- 00:00:33are you let's get it let's get
- 00:00:37it there we go there we go all right i
- 00:00:40just want to make sure we live we live
- 00:00:43i'm live on Instagram i hope I'm live on
- 00:00:45YouTube my YouTube family can y'all hear
- 00:00:48me on YouTube can y'all see me on
- 00:00:51YouTube drop a one in the chat if you
- 00:00:53guys can see me on YouTube i I think I'm
- 00:00:55live on Instagram instagram y'all see me
- 00:00:58all right i see y'all dropping y'all
- 00:00:59dropping um on Instagram i see y'all
- 00:01:02instagram drop a one in the chat if
- 00:01:04you're ready to learn if you're ready to
- 00:01:06get some game drop a one in the chat if
- 00:01:09you guys are
- 00:01:10ready 10 banks 10 banks one inquiry
- 00:01:14something like that something like that
- 00:01:15something like that absolutely i don't
- 00:01:17think I'm live on
- 00:01:19um on YouTube for some reason i don't
- 00:01:22know if I'm live on YouTube somebody in
- 00:01:24the YouTube chat if you can hear me on
- 00:01:27YouTube hit me up if y'all can hear me
- 00:01:30on YouTube but I know I'm live on
- 00:01:32Instagram i'm not live on YouTube y'all
- 00:01:35can see me on Instagram i'm not live on
- 00:01:37YouTube i don't know why I'm not live on
- 00:01:39YouTube i apologize for that but I'm
- 00:01:42going to I'm going to get into the game
- 00:01:43though i'm going to I'm going to record
- 00:01:44this and I'm going to drop this on
- 00:01:46YouTube later on since it's not live on
- 00:01:48YouTube so tonight's class this is what
- 00:01:51we're going to get in tonight's class
- 00:01:53i'm going to talk about 10 banks that
- 00:01:55allow double dipping that's what That's
- 00:01:58what I'm going to talk about wells just
- 00:02:00approved me for $8,000 on the business
- 00:02:02side let's go let's go i like the
- 00:02:04receipts in the comment section that is
- 00:02:06super super dope you know what guys i
- 00:02:10really want to restart this live that's
- 00:02:12what I really want to do because I want
- 00:02:13to be live on YouTube also i don't know
- 00:02:15why it's not live on YouTube
- 00:02:20uh I don't know why it's not live on
- 00:02:22YouTube i apologize about this guys but
- 00:02:25it should be live on YouTube but I'm
- 00:02:28just going to have to start i don't want
- 00:02:29to You guys showed up for class so I'm
- 00:02:31going to make sure class um class
- 00:02:34happens all right so let's get started
- 00:02:36guys so I'm going to be
- 00:02:39dropping and I hopefully you guys can sh
- 00:02:42see my screen because I'm going to be
- 00:02:43sharing my screen with you guys i'm
- 00:02:46going to be dropping these banks and
- 00:02:48I'mma go through the banks i'mma go
- 00:02:51through the list because I have the list
- 00:02:52right here we're going to go through 10
- 00:02:54banks that do double dipping 10 banks
- 00:02:57that do double dipping and if you are my
- 00:02:59VIP client you guys already got these
- 00:03:01banks already all right so that's that's
- 00:03:03the benefit of being that's being that
- 00:03:05go ahead and restart i got my 5K back
- 00:03:08i'm glad you got your 5K back bro i'm
- 00:03:09glad you got it back all right so this
- 00:03:12is what we're going to do so I'm going
- 00:03:13to share my screen cuz I'm going to show
- 00:03:15you exactly what the banks are i'm going
- 00:03:17to show y'all how to get um um what
- 00:03:19bureau they pull from and I'm going to
- 00:03:22tell you if they're nationwide bank if
- 00:03:23they're regional bank or if it's state
- 00:03:25by state so I'm going to give you all
- 00:03:26the information you need for the banks
- 00:03:28all right i'm going to give you all the
- 00:03:29information all right so first things
- 00:03:33first I want to pull up
- 00:03:38Damn i want to pull up my screen what's
- 00:03:40up Stacy i want to pull up my screen
- 00:03:43what's up Ragg Talks i'm glad you're
- 00:03:44here too i'm going to pull up my screen
- 00:03:46and make sure y'all share this live out
- 00:03:48okay guys make sure y'all say this live
- 00:03:49out hand me on way demaris I don't know
- 00:03:51what's going on i'm sorry sis i don't
- 00:03:54know why it's not streaming on YouTube
- 00:03:55also I said go live on YouTube i
- 00:03:58apologize for that dear there's nothing
- 00:04:01I could do there's nothing I can do but
- 00:04:03we here but we here on live on Instagram
- 00:04:06and this way I could I could share my um
- 00:04:08my screen with you guys all right so let
- 00:04:11me get my my my screen share on with you
- 00:04:13guys and I'm going to tell you the the
- 00:04:15the top 10 banks that we're going to
- 00:04:17that we're going to be going into
- 00:04:20so the first bank while I'm waiting for
- 00:04:22my screen to to start up the first bank
- 00:04:25we're going to be looking at is First
- 00:04:27State Bank Trust write it down write it
- 00:04:31down write it down first State Bank
- 00:04:35Trust that is the first bank you're
- 00:04:38going to go to all right let me see if I
- 00:04:41can open it on my screen and I can share
- 00:04:43it because I want you guys to see it on
- 00:04:45the screen i want to show you what it
- 00:04:47looks
- 00:04:50like first
- 00:04:58State First State Bank and
- 00:05:01Trust that's it guys i'm about to share
- 00:05:03my screen real
- 00:05:06quick damn here it go boom all right now
- 00:05:11drop a window in the chat if you can see
- 00:05:13my screen on YouTube can you see my
- 00:05:15screen on YouTube cuz I'm sharing it
- 00:05:18right now there you go shante tab she
- 00:05:22put it in the in the chat i appreciate
- 00:05:24you thank you so much for that thank you
- 00:05:26so much for
- 00:05:27that so this is the first bank guys
- 00:05:31first state bank and trust now you see
- 00:05:34they have business and they have
- 00:05:36personal they have business and they
- 00:05:39have personal and towards the end of
- 00:05:40this I'm going to show you the top 10
- 00:05:42rules that you guys have to use when
- 00:05:44you're trying to get um business funding
- 00:05:46but these banks I'm giving you they're
- 00:05:49um they're business credit banks all
- 00:05:51right i want to focus on business credit
- 00:05:53tonight so First State Bank and Trust
- 00:05:56they pull from TransUnion and they allow
- 00:05:58you to double dip what that means is
- 00:06:02right you're allowed to get like we're
- 00:06:05going to scroll down we're going to
- 00:06:06click on credit cards you're allowed to
- 00:06:08get multiple products so you see they
- 00:06:10have a cashback reward credit card they
- 00:06:12have a traditional credit card they have
- 00:06:14a secure credit card they have a
- 00:06:15business cashback rule credit card so
- 00:06:17they have a bunch of credit cards for my
- 00:06:19people who have good credit you're not
- 00:06:21going to need a secure credit card but
- 00:06:22with First State Bank and Trust they got
- 00:06:26personal they got business so you can
- 00:06:27hit them up start a relationship with
- 00:06:29the bank first we're going to talk about
- 00:06:30that later in class you're going to
- 00:06:32start a relationship open up a check
- 00:06:33business checking business savings we're
- 00:06:35going to talk about that later and apply
- 00:06:36for the first product they pull from
- 00:06:39TransUnion so now that you got the first
- 00:06:41product guess what you're gonna do
- 00:06:42you're gonna hit them back up you like
- 00:06:43you know what while you got this inquiry
- 00:06:45open let me get your business um
- 00:06:48cashback rewards credit card because
- 00:06:50they're using the same one so to my
- 00:06:52people who are using
- 00:06:54um who are using uh uh funding tactics
- 00:06:58who have a funding company this is how
- 00:07:02you stack credit cards and give your
- 00:07:03clients more funding or yourself more
- 00:07:06funding all right so First State Bank
- 00:07:09and Trust they pull from TransUnion and
- 00:07:12they allow double dipping and this is a
- 00:07:14nationwide bank that means anybody can
- 00:07:16get access to it and you guys can see at
- 00:07:19the top they do personal and business
- 00:07:21funding all right they do personal and
- 00:07:23business funding so that's the first
- 00:07:25bank that we got that's the first bank
- 00:07:28that we got i'm sorry that it's so so
- 00:07:31small and um blurry on Instagram i
- 00:07:33apologize for that i'mma make sure that
- 00:07:35I post it on YouTube where it's nice and
- 00:07:37large i got you all right but for right
- 00:07:40now write down the names first State
- 00:07:43Bank and Trust the second bank we got
- 00:07:47the second bank we got is Northwest
- 00:07:51Bank northwest Bank that is the second
- 00:07:56bank i'mma pull that bank up on my
- 00:07:59screen cuz I want you to see it all
- 00:08:01right even though it's super super tiny
- 00:08:03I got you i'mma put it up on my screen
- 00:08:05i'mma make myself
- 00:08:08smaller all right
- 00:08:10boom all right so the next bank is
- 00:08:13Northwest Bank now they have personal as
- 00:08:16you can see and they got business as you
- 00:08:19can see but we're focusing on business
- 00:08:21credit cards and all the banks that I'm
- 00:08:23posting today go up to 18 months 0%
- 00:08:26interest that means up to a year and a
- 00:08:29half of 0% interest this is the second
- 00:08:31bank now this bank they pull from
- 00:08:35TransUnion again they allow double
- 00:08:37dipping and this is a regional bank that
- 00:08:40means it's in Indiana Ohio Pennsylvania
- 00:08:43New York and Michigan so it's in four
- 00:08:46states all right northwest Bank they
- 00:08:49pull from TransUnion and they allow
- 00:08:51double dipping that means let's go to
- 00:08:53their business credit cards that means
- 00:08:55you can get multiple products one
- 00:08:58inquiry multiple products one inquiry
- 00:09:02all right so they got like a business
- 00:09:04they got one business credit card but
- 00:09:06you could get a line of credit you can
- 00:09:08get a personal credit card with one
- 00:09:10inquiry and they pull from TransUnion so
- 00:09:13Northwest Bank is the second bank we
- 00:09:15will be discussing tonight we're
- 00:09:16discussing tonight all right and of
- 00:09:18course you see they do personal funding
- 00:09:21now I'm going to talk about this a lot
- 00:09:22and I'm going to go into it a little bit
- 00:09:24later in class cuz I'm going to show you
- 00:09:25my ten commandments on how to get
- 00:09:26funding you want to ensure that banks
- 00:09:29right now you want to ensure that you
- 00:09:31have relationships with these banks not
- 00:09:34all banks are not the same and so like
- 00:09:36American Express you're not going to
- 00:09:37walk into an American Express open up a
- 00:09:39bank account but if they have a branch
- 00:09:41in your area walk into the bank open up
- 00:09:44a business checking a business savings
- 00:09:46account and make a deposit herman how
- 00:09:48much should I make a deposit of as much
- 00:09:50as you can afford to do the more you put
- 00:09:52in there the higher your internal bank
- 00:09:54rating score is and the more funding
- 00:09:56you're going to be able to get all right
- 00:09:59the more funding you're going to be able
- 00:10:00to get all right all right so the next
- 00:10:03bank we're going to go to that was
- 00:10:05Northwest the third bank write it down
- 00:10:07this is another they pull from
- 00:10:08TransUnion also there's another bank
- 00:10:11we're going to do United Bank and
- 00:10:15Trust united Bank and Trust this is a
- 00:10:19public this is a nationwide bank right
- 00:10:22so I'm giving you another nationwide
- 00:10:24bank that means anybody can get into
- 00:10:27it boom here it is right here united
- 00:10:31Bank and Trust they do business and they
- 00:10:35do personal they do business and they do
- 00:10:38personal but but for the for the purpose
- 00:10:40of this call we are talking about
- 00:10:42business credit cards all right i want
- 00:10:45to give you banks different options cuz
- 00:10:46it's easy for me to give you the Chase
- 00:10:48plug it's easy for me to give you the
- 00:10:50Wells Fargo plug it's easy to go Bank of
- 00:10:52America it's easy for me to do those
- 00:10:54right but I got to make sure I give you
- 00:10:57the smaller banks that you can start
- 00:10:59relationships with that you can get the
- 00:11:02capital that you need for funding all
- 00:11:04right so United Bank is one that does
- 00:11:07personal and they do business and they
- 00:11:09and these banks all the ones I'm showing
- 00:11:11you they go up to 18 months all right
- 00:11:13this is the third bank we're doing all
- 00:11:15right this is the third bank we're doing
- 00:11:17so they have a business credit card you
- 00:11:19go to their website explore business
- 00:11:21credit solutions right and then you
- 00:11:23check out the their business credit
- 00:11:25products all right where's their where's
- 00:11:27their business um credit card here oh
- 00:11:29you have to apply at a you have to apply
- 00:11:30at a branch so you have to apply at a at
- 00:11:33a branch for United Bank i forgot this
- 00:11:35was the one you have to apply at a
- 00:11:37branch so so how are you going to look
- 00:11:40for it you're going to put in your GPS
- 00:11:44United Bank and your zip code and find
- 00:11:46what is the closest one to you all right
- 00:11:49you're going to find the closest one to
- 00:11:51you so United Bank and
- 00:11:54Trust that is the third bank on the list
- 00:11:57that we are talking about they pull from
- 00:11:59TransUnion they allow double dipping and
- 00:12:01it's a nationwide bank all right we're
- 00:12:05going to go into the fourth bank for
- 00:12:06today the fourth bank for today and
- 00:12:09we're going to review this when we're
- 00:12:10done and then we're going to go into a
- 00:12:12PowerPoint real quick cuz I want you to
- 00:12:13see this information on how to get as
- 00:12:15much capital as possible cuz our our
- 00:12:17businesses aren't structured properly
- 00:12:19i'm getting a lot of DMs right my team
- 00:12:20is selling my team checks my DMs they
- 00:12:22like "Hey Herman how much do you charge
- 00:12:24to structure my business?" I'll show you
- 00:12:25how to do that all right so United Bank
- 00:12:28and Trust they pull from TransUnion the
- 00:12:30fourth bank we're going to do is First
- 00:12:33Financial
- 00:12:35Bank first Financial
- 00:12:40Bank all right i'mma put that up on the
- 00:12:43screen first Financial Federal Credit
- 00:12:47Union i call First Financial Bank um
- 00:12:49First Financial Credit
- 00:12:52Union they pull from
- 00:12:55Experian and they allow double dipping
- 00:12:58now somebody asked a great question
- 00:13:00somebody asked a great question how many
- 00:13:02days apart do we apply right how many
- 00:13:05days apart do you apply you can apply
- 00:13:07immediately right you can go apply
- 00:13:11now tomorrow you apply for another one
- 00:13:13so with these banks you can go up to 30
- 00:13:15days so the inquiry lasts up to 30 days
- 00:13:18cuz after 30 days that's a new inquiry
- 00:13:20you got to get all right so you want to
- 00:13:23do 30 days so um what's this bank we on
- 00:13:26we on First Financial Federal Credit
- 00:13:30Union and with this bank it's a it's a
- 00:13:33nationwide bank no this is not a
- 00:13:34nationwide bank this is state by state
- 00:13:36depend on what state you're on so
- 00:13:37definitely call them up and hit them up
- 00:13:39because I don't know what state
- 00:13:40specifically and they pull from
- 00:13:42Experian all right they pull from
- 00:13:44Experian all right next up this is the
- 00:13:48fifth bank we're halfway through we're
- 00:13:51halfway through and then we're going to
- 00:13:52take a commercial break y'all know I
- 00:13:54like to take my commercial break the
- 00:13:55fifth bank is Independent
- 00:13:58Bank independent Bank somebody asked me
- 00:14:02oh let me pull it up on the screen cuz
- 00:14:03I'm talking y'all want to see the
- 00:14:04website i got y'all independent
- 00:14:07Bank write it
- 00:14:10down right notetakers are the money
- 00:14:13makers business Credit Bank they do
- 00:14:16personal and they do
- 00:14:18business they do personal and they do
- 00:14:21business guys commercial means business
- 00:14:24so I want you to tap in with them all
- 00:14:25right so this bank right here they pull
- 00:14:28from Dun and Bradreet and SBFE this is
- 00:14:32super important so whenever I teach to
- 00:14:34build up your Dun's number whenever I I
- 00:14:37tell people get your net 30 accounts up
- 00:14:39people like "Oh that's a waste of time
- 00:14:41it's not needed." Yeah when you're first
- 00:14:43starting out getting funding while
- 00:14:46you're building up your personal credit
- 00:14:48profile you're getting business credit
- 00:14:50you're getting business funding because
- 00:14:52you're personally guarantee it at the
- 00:14:54same time you want to build up your
- 00:14:56net30s you want to build up your DUN and
- 00:14:58your done and Bradsheet score you want
- 00:15:00to build up your SBFE because at some
- 00:15:02point you don't always want a personal
- 00:15:04guarantee you don't want to do that all
- 00:15:05the time you want to be able to at some
- 00:15:07point when your business starts making
- 00:15:09revenue now you're like "Okay um I only
- 00:15:13I only want to use my no personal
- 00:15:16guarantee." So here's a here's a bank
- 00:15:19where they're going to look at your
- 00:15:20Dun's number they're going to look at
- 00:15:21your SBFE they're going to see what
- 00:15:23you've been doing behind the scenes to
- 00:15:25get your weight up all right so
- 00:15:26Independent Bank is another bank this is
- 00:15:28a nationwide bank and this is also a
- 00:15:30Elon Bank all right for y'all don't know
- 00:15:33what Elon is Elon underwrites a lot of
- 00:15:35credit unions so if you go to like an
- 00:15:37Ameris Bank and then you hit up um
- 00:15:40Independent Bank they're going to be
- 00:15:41like "Uh you just got a credit card over
- 00:15:43here so we're not going to give you as
- 00:15:45high as a credit card limit." So super
- 00:15:47important to know if a bank is
- 00:15:49underwritten by Elon Financial all right
- 00:15:53all right we're going to take a
- 00:15:54commercial break real quick we're going
- 00:15:55to take a commercial break real quick i
- 00:15:58want to review something with you i want
- 00:16:00to re review something with you i I was
- 00:16:02going to wait till the end but I'm going
- 00:16:04to talk about this now the My Ten
- 00:16:07Commandments for getting business
- 00:16:09funding my ten commandments for getting
- 00:16:12business funding now I got to do a
- 00:16:14temperature check like I'm Marvin Sap
- 00:16:16drop a one in the chat if you want my
- 00:16:18ten commandments if you're interested in
- 00:16:20the ten commandments for you to get as
- 00:16:22much business funding as possible can we
- 00:16:24take a commercial break real quick can
- 00:16:26we take a commercial commercial break
- 00:16:27real quick if you're late you got to
- 00:16:29watch the replay but I will go over the
- 00:16:32list again i got you don't worry about
- 00:16:33it all right what's up Alexis how you
- 00:16:35doing drop a one in the chat if you want
- 00:16:37the Ten Commandments cuz I want to
- 00:16:39review that with you real quick all
- 00:16:41right wood wants it i got you all right
- 00:16:43i see y'all the GOAT 2022 i got you all
- 00:16:46right let's
- 00:16:47review let's review the Ten Commandments
- 00:16:50i want to show y'all the Ten
- 00:16:50Commandments and take a screenshot of
- 00:16:52this take a screenshot of this i'm going
- 00:16:55to do this one time all right okay I'm
- 00:16:57going to do this one time all right so
- 00:17:00these are the ten commandments for
- 00:17:02getting as much business funding we're
- 00:17:03taking a break from the 10 banks i want
- 00:17:06to take a little commercial break to
- 00:17:07ensure that you guys are setting up your
- 00:17:09business properly to get as much funding
- 00:17:11as possible number one you need to have
- 00:17:13a proper name y'all see my business name
- 00:17:15is Bellisone Enterprises not Bellisone
- 00:17:17Credit Repair not Bellisone Funding not
- 00:17:20not none of those hot names right
- 00:17:23that'll get you red
- 00:17:24flagged cuz remember guys the banks are
- 00:17:27watching my Instagram page too every
- 00:17:30time I give y'all game believe it 30 90
- 00:17:3360 day later they're changing the rules
- 00:17:36that's what they're doing they're
- 00:17:38watching the same podcast I'm on so you
- 00:17:40have to execute on the information as
- 00:17:42soon as you get it don't waste any
- 00:17:45time so you have to have a proper
- 00:17:48business name i know you're going to ask
- 00:17:49me "Hey Herm do I need to change my do I
- 00:17:51need to start a new LLC?" No just change
- 00:17:53your business name go to the Secretary
- 00:17:55of State website and change your
- 00:17:56business name number two you need to
- 00:17:58have a real business address your home
- 00:18:00address is not a real business
- 00:18:03address if you want a bank to give you
- 00:18:0550 60 $100,000 you got to look like a
- 00:18:07real business these are the 10 steps to
- 00:18:09look like a real business screenshot it
- 00:18:12number three you need to have a real
- 00:18:13business phone number google has
- 00:18:15business phone number ring Central has
- 00:18:17business phone numbers culture.com C A L
- 00:18:20L T that's a real business that's a
- 00:18:24place where you get real business phone
- 00:18:25numbers 1-800
- 00:18:26numbers all right next up you need to
- 00:18:29have a real business email my business
- 00:18:30email is
- 00:18:33info@bellisoneenterprises.com right
- 00:18:36info@bellisoneenterprise.com that's my
- 00:18:38business email i'm looking legit i'm
- 00:18:40looking
- 00:18:41real if you're trying to get as much
- 00:18:44capital as possible I'm showing you
- 00:18:45these banks where you can double dip
- 00:18:47right i'm showing you where to go i'm
- 00:18:49giving you my Chase Plug to get 50,000
- 00:18:51to 75,000 you got to help the bank help
- 00:18:55you number five you need to have a real
- 00:18:57business website yes I have social media
- 00:19:00yes I have a Bellisone Enterprises
- 00:19:02Instagram page but I have a Bellisone
- 00:19:03Enterprises website i have a real
- 00:19:06business website somebody asked in the
- 00:19:08chat "How do you change the address?"
- 00:19:09You go to the Secretary of State and you
- 00:19:10change the
- 00:19:11address you go to the people that house
- 00:19:13your information next up apply U
- 00:19:17commandment number six apply for the
- 00:19:19business entity that means that's when
- 00:19:21you go get your LLC because what
- 00:19:23happened was I'm posting right i'm
- 00:19:27posting $50,000 credit cards $25,000
- 00:19:30credit card platinum credit cards y'all
- 00:19:32run out and y'all just go set up your
- 00:19:34LLC herman said get an LLC no that's not
- 00:19:37how you do it you follow step one
- 00:19:39through um five first and then you put
- 00:19:42the information on number six apply for
- 00:19:45the business entity so So remember a
- 00:19:47business is like a person before you
- 00:19:50were born your parents knew your name
- 00:19:51they knew your sex they knew your
- 00:19:53address they knew your phone number they
- 00:19:54knew all that information about you and
- 00:19:56then they put that on the birth
- 00:19:57certificate same thing with your
- 00:19:59business you need to have step one
- 00:20:01through five in place before you apply
- 00:20:03for the LLC now they got your LLC next
- 00:20:05up you go to IRS.gov you get yourself a
- 00:20:08EIN all
- 00:20:09right no changing your business name
- 00:20:12does not start the business name over
- 00:20:14remember a business is like a person if
- 00:20:16I change my name from Herman to Henry
- 00:20:18I'm still going to be 44 years old all
- 00:20:20right somebody asked in the chat "Is it
- 00:20:23good to set up an LLC or as a S corp?"
- 00:20:24That's a tax
- 00:20:26question start with LLC
- 00:20:28first all right next up you get your EIN
- 00:20:32um for for number seven and number eight
- 00:20:35this is important and this is why I'm
- 00:20:36showing you these banks right open up a
- 00:20:41business checking and a business savings
- 00:20:42account
- 00:20:449.9 out of 10 banks are business
- 00:20:48relationship lenders they want you to
- 00:20:50have a relationship with them so when I
- 00:20:53used to teach the game you just needed
- 00:20:55the Ten Commandments and a good credit
- 00:20:56score and you was
- 00:20:57up all right you was
- 00:21:00up now they want they have something
- 00:21:03called an internal rating an internal
- 00:21:05banking score right now that you have an
- 00:21:08internal banking score you you're going
- 00:21:10to open up a business checking you're
- 00:21:12going to open up a business saving and
- 00:21:13you're going to make a deposit you have
- 00:21:15three data points in the bank now you
- 00:21:19have three data points in the bank now
- 00:21:21the more money you put in there right
- 00:21:23the more sexy you look to them and the
- 00:21:25more funding the more capital they want
- 00:21:27to give to you so when I'm going to my
- 00:21:30lenders to my to my to my folks and they
- 00:21:32like "Yo her I'm trying to get that
- 00:21:34$50,000 credit card." I'm like "Bet go
- 00:21:35to Chase open up a business check in
- 00:21:38business savings now you got two TAT
- 00:21:39points make a deposit how much?" as much
- 00:21:41as you can afford put a th00and put
- 00:21:432,000 put 500 start the relationship
- 00:21:46then I'mma tap you in with my Chase
- 00:21:48plug right now that you tapped in with
- 00:21:50my Chase plug they're going to help you
- 00:21:52because you're going to make their life
- 00:21:54easier they're going to help you get as
- 00:21:55much capital as possible and that's just
- 00:21:56one lender that's 50K let's go to Key
- 00:21:59Bank let's go to get another 50K from
- 00:22:00Key Bank because they pull from ex they
- 00:22:02pull from Equifax let's go to US Bank
- 00:22:05next they pull from
- 00:22:06TransUnion at minimum we just got 25,000
- 00:22:09from each bank now we up 75,000%
- 00:22:12interest to invest into your business
- 00:22:14now I'm going to say this out loud
- 00:22:16credit is a double-edged sword do not
- 00:22:18take this money and you don't know how
- 00:22:19to use it and you don't know how to flip
- 00:22:20it i don't care if it's cheap money i
- 00:22:22don't care i don't care if it's 0%
- 00:22:23interest all right commandments number
- 00:22:26nine and 10 go to three different banks
- 00:22:29i go to national regional and I go to
- 00:22:31credit unions that's why on this list
- 00:22:33I'm giving you guys some credit unions
- 00:22:35cuz before I was giving you the Chase
- 00:22:36the Wells Fargo the truest the PNC i was
- 00:22:40giving you all that now I want you guys
- 00:22:42to go granular i want you to go to your
- 00:22:44regional banks right so like PNC Truest
- 00:22:47Key Bank that's regional bank national
- 00:22:49bank is Chase Wells Fargo Bank of
- 00:22:51America they're in all 50 states your
- 00:22:53regional banks are different areas of
- 00:22:55the country and then you got your credit
- 00:22:57unions at the
- 00:22:58bottom right you got your credit unions
- 00:23:00at the bottom right i love going to
- 00:23:03credit unions first they give out a bag
- 00:23:05they give out a bag of credit unions and
- 00:23:07everybody knows that if you know Navy
- 00:23:08Federal they're giving out 25K if you
- 00:23:10got to have this decent credit because
- 00:23:12you have a relationship and commandment
- 00:23:13number 10 so we can get back to our
- 00:23:14double dip list commandment number 10
- 00:23:17ask for
- 00:23:18credit my name is Herman Dosi i like to
- 00:23:21personally guarantee for my business
- 00:23:23which is a person Bellisone Enterprises
- 00:23:25i have a 700 credit score i've opened up
- 00:23:28a bank account with you i've made a
- 00:23:29deposit with you i got more than two
- 00:23:32credit cards that are on my credit card
- 00:23:33credit report that are over two years
- 00:23:35old the limits are 10,000 i got a limit
- 00:23:37for 5,000 my usage is really low and I
- 00:23:40got a lot of inquiries i like to get 25
- 00:23:42$30,000 on the business side get it you
- 00:23:45see how I'm setting it up you see how
- 00:23:47I'm setting it up all right commercial
- 00:23:49break is over next bank we're going to
- 00:23:51go through is North is um not Northwest
- 00:23:54Bank is G Goldman Sachs gm
- 00:23:58Financial goldman Sachs gm
- 00:24:02Financial all right this is an easy one
- 00:24:05goldman Sachs the GM Marcus by Goldman
- 00:24:09Sachs business credit card you get a
- 00:24:11business credit card with them all right
- 00:24:14next bank First
- 00:24:17Citizens now this bank this bank a lot
- 00:24:19of people going to be mad I'm giving
- 00:24:20this bank
- 00:24:21out let me put Let me put this bank on
- 00:24:23the screen for
- 00:24:26y'all first Citizens Bank personal and
- 00:24:30business personal and business if they
- 00:24:33got business credit they most likely got
- 00:24:35personal all right now First Bank First
- 00:24:39Citizens excuse me they pull from
- 00:24:42Experian they allow double dipping and
- 00:24:44this is a regional
- 00:24:46bank all
- 00:24:48right so this is First Citizens Bank
- 00:24:53small businesses right i did the drop
- 00:24:55down i know y'all can't see it um on
- 00:24:58Instagram sorry YouTube i don't know
- 00:24:59what happened on YouTube but don't worry
- 00:25:00about it i'mma post this video on
- 00:25:02YouTube i'mma save this to my Instagram
- 00:25:05all
- 00:25:05right they got commercial products
- 00:25:09commercial banking accounts commercial
- 00:25:10real estate commercial services
- 00:25:12commercial credit and financing it's
- 00:25:14right there on their screen right and
- 00:25:17then they got
- 00:25:18personal and so remember this class is
- 00:25:21called GM Pulse from TransUnion um
- 00:25:24remember this class is called double
- 00:25:26dipping so I'mma get one business credit
- 00:25:29card and then I'm going to get another
- 00:25:30business credit card with the same
- 00:25:32inquiry within 30 days you have to do it
- 00:25:35within 30 days all right the next banks
- 00:25:38how many we did so far one two three
- 00:25:42four
- 00:25:43five six seven so we're on number eight
- 00:25:48we're on number eight
- 00:25:50the number eight
- 00:25:52bank is AU a
- 00:25:56OOD Federal Credit
- 00:25:58Union a OOD Federal Credit Union and
- 00:26:02this bank has actually been under fire
- 00:26:03and it's right there on their website um
- 00:26:06they put it right on their website all
- 00:26:07right so AOD Federal Credit Union they
- 00:26:10got business products and they got
- 00:26:13personal products they got business
- 00:26:16products and they got personal products
- 00:26:19double dipping aod pulls from
- 00:26:23Equifax and this bank allows you to
- 00:26:26double
- 00:26:27dip okay AODD Federal Credit Union they
- 00:26:32pull from Equifax and they allow you to
- 00:26:35double
- 00:26:36dip all right they allow you to double
- 00:26:38dip commercial break real quick to all
- 00:26:41people who are not my mentees we teach
- 00:26:43this information in the mentorship group
- 00:26:46like my VIPs they've been had this list
- 00:26:48my mentees it's in the portal already
- 00:26:50cuz I want to make sure they run it dead
- 00:26:52before we put it out there in the public
- 00:26:53cuz cuz I know y'all going to run it i
- 00:26:54know I got a bunch of executors on this
- 00:26:56call there's about 300 of y'all on here
- 00:26:58y'all about to y'all about to um y'all
- 00:27:00about to run it but if you would like to
- 00:27:02be a mentee it's only $50 for you to
- 00:27:04become a mentee if you would like to
- 00:27:06become a mentee just drop the word menty
- 00:27:08in the chat we need every single
- 00:27:09Wednesday night tomorrow's night class
- 00:27:12we are going to show you how to travel
- 00:27:14for free get free flights free hotels i
- 00:27:18don't care what your credit score is you
- 00:27:19don't even need to have credit that's
- 00:27:22the dope class we're having tomorrow
- 00:27:25these are the classes I do for my
- 00:27:26mentees so tomorrow night if you want to
- 00:27:28be in that class and meet with us every
- 00:27:30single Wednesday night I think the week
- 00:27:31after next we're going to be doing how
- 00:27:33to buy businesses like we go crazy in
- 00:27:35Bellisone Academy comment the word menty
- 00:27:37below we meet every single night we put
- 00:27:40the light stuff on the internet we want
- 00:27:41the real sauce the my mentees they get
- 00:27:44the real sauce tomorrow night how to
- 00:27:46travel for free shout out to J Point who
- 00:27:48said it's worth every penny tomorrow i
- 00:27:50don't care what your credit score is i
- 00:27:51don't care if you don't have credit
- 00:27:53right i'm going to show you how to
- 00:27:54travel for free no cap show you how to
- 00:27:56get free flights and free
- 00:27:59hotels no gimmick no cap no crazy stuff
- 00:28:02shaima is coming on to show us how to do
- 00:28:05it we're bringing her back she body that
- 00:28:07class that class is on my YouTube she
- 00:28:09has more updated information more
- 00:28:12updated information i was like "Yo you
- 00:28:14got to come back." She's like "I got you
- 00:28:15Herm." So you don't guys don't want to
- 00:28:17miss that let's go back to the Let's go
- 00:28:19back to the show guys the next bank that
- 00:28:22I got for you right we're doing small
- 00:28:25credit unions it's called Dollar Bank
- 00:28:28write it
- 00:28:30down dollar Bank i'mma pull it up on my
- 00:28:33screen right now my tiny screen on uh on
- 00:28:36Instagram i know you guys are typing
- 00:28:37YouTube again i'm sorry youtube again
- 00:28:40i'm sorry so Dollar Bank y'all see right
- 00:28:42here on the screen y'all see it right
- 00:28:45here on the screen personal and
- 00:28:49business personal and
- 00:28:52business these banks allow double
- 00:28:55dipping meaning meaning you can get one
- 00:29:00business credit card run it back and get
- 00:29:02a
- 00:29:03second all right dollar Bank personal
- 00:29:07and business all right and Dollar Bank
- 00:29:11pulls from
- 00:29:13TransUnion this is a regional
- 00:29:17bank regional bank shout out to my
- 00:29:19mentees on the call i appreciate you
- 00:29:21stacy was like "I can't wait not to uh I
- 00:29:23can't wait i need more points." No
- 00:29:25tomorrow night is going to be crazy guys
- 00:29:27i can't wait for you guys to join so
- 00:29:28comment the word menty if you want more
- 00:29:30of this sauce more of this information
- 00:29:31more of my spreadsheets my credit repair
- 00:29:33letters how to fix your credit on your
- 00:29:34own how to delete student loans we do a
- 00:29:37lot in our mentorship or my mentorship
- 00:29:39group and I and I look forward to
- 00:29:40showing you matter of fact I'm going to
- 00:29:41show you a little bit of it before we
- 00:29:42hang up the call all right so Dollar
- 00:29:44Bank is the next bank they pull from
- 00:29:47TransUnion and they allow double dipping
- 00:29:49and this is a regional bank all right
- 00:29:51all banks do
- 00:29:54what nest G all banks do what what do
- 00:29:56they all banks do allow double dipping
- 00:29:58no they don't i hope that's not what
- 00:30:00you're saying no they don't all right
- 00:30:02next
- 00:30:03bank did I do this one did I do this
- 00:30:05bank yet did I do this bank yet no I did
- 00:30:08not do this bank yet let me give you
- 00:30:09another bank first
- 00:30:12Horizon write it
- 00:30:14down first
- 00:30:17Horizon that is the next small bank
- 00:30:21credit union whatever you want to call
- 00:30:22it the first um there's another small
- 00:30:25bank that does double dipping y'all see
- 00:30:28on the screen personal banking small
- 00:30:31business they got banking they got
- 00:30:33borrowing under the borrowing that's
- 00:30:34where you know you're going to find the
- 00:30:36funding plays the lines of credit SBA
- 00:30:38loan terms loan real estate loans
- 00:30:40equipment
- 00:30:42leasing y'all see it it's right here on
- 00:30:44the screen business loans and lines of
- 00:30:46credit double dipping it double dipping
- 00:30:50it i'mma do another list of this i'm
- 00:30:53going to get more banks that allow you
- 00:30:54to double dip all right so the next bank
- 00:30:57is First Horizon and First Horizon pulls
- 00:31:01from TransUnion they allow double
- 00:31:03dipping and this is a regional bank all
- 00:31:06right a regionable bank all right now
- 00:31:09remember
- 00:31:11guys to all my mentees on the call y'all
- 00:31:14know me y'all got to do the
- 00:31:17work if I'm if I took the time I wrote
- 00:31:20the list down i'm showing you the
- 00:31:21websites y'all got to call hey listen i
- 00:31:23heard about your lending institution i'm
- 00:31:26in such and such states can I pull up do
- 00:31:28you do foreign entities i know you're
- 00:31:30located in California but if I do a
- 00:31:32foreign entity can I open up a business
- 00:31:34checking account with you i want y'all
- 00:31:36to do the work call these banks get the
- 00:31:38information do the work right we get our
- 00:31:41YouTube we get our Instagram I'mma give
- 00:31:42y'all the information i'm going to give
- 00:31:43y'all the seed go plant it go water it
- 00:31:45go do the work go execute all right
- 00:31:47y'all got to do the work so we did First
- 00:31:49Bank we did it pulls from Experian and
- 00:31:52did the double dipping and the last bank
- 00:31:54the last bank I'm doing tonight First
- 00:31:57Horizon pulls from
- 00:31:59Experian first Horizon pulls from
- 00:32:02Experian the last bank is a national
- 00:32:05bank shout out to my guy Andre Wanzo who
- 00:32:07talked about this bank all the time on
- 00:32:08my podcast so my mentees bid had this
- 00:32:10information i hope you guys he gave us
- 00:32:12this information months and months ago
- 00:32:13especially when we did our menty popup
- 00:32:14in
- 00:32:15Atlanta the last bank is Bank of America
- 00:32:21the last bank is Bank of America and I
- 00:32:24should give y'all some last sauce for
- 00:32:25Bank of America i see I see how I'm
- 00:32:27feeling the last bank is Bank of America
- 00:32:30bank of
- 00:32:32America bank of America pulls from
- 00:32:35TransUnion bank of America pulls from
- 00:32:37TransUnion somebody in the comments
- 00:32:38double check i'm almost certain they
- 00:32:39pull from TransUnion this is a national
- 00:32:42bank
- 00:32:44obviously it's a national bank right and
- 00:32:49they allow double dipping and they pull
- 00:32:50from
- 00:32:51TransUnion all right so you go get one
- 00:32:54business credit card from them 10 15
- 00:32:5720,000 remember go run it back with
- 00:32:59another business credit card product
- 00:33:01that they have right another business
- 00:33:04card why am I not putting up on the
- 00:33:05screen for you bank
- 00:33:07of America y'all know Bank of
- 00:33:11America i don't know if I needed to pull
- 00:33:13that up for you guys right i don't know
- 00:33:15if I needed to pull up Bank of America
- 00:33:16for you but Bank of America website all
- 00:33:19right they have business and they have
- 00:33:22personal
- 00:33:23obviously all right so real quick let's
- 00:33:26do a rundown of the list one more
- 00:33:30time first Bank for you guys that came
- 00:33:33late and was like "Yo start from the top
- 00:33:35i came late cuz it's all about me it's
- 00:33:37not about the 300 people that got here
- 00:33:38on time." I'm teasing you i'm teasing
- 00:33:40you all right let's go through all the
- 00:33:42banks again the first bank write it down
- 00:33:45write it down write it down write it
- 00:33:48down write it down write it down the
- 00:33:50first bank is First State Bank and
- 00:33:55Trust first State Bank and Trust that is
- 00:33:58the First Bank i'mma put it on the
- 00:34:01screen again first State Bank and Trust
- 00:34:05this bank is a TransUnion Bank they
- 00:34:08allow double dipping obviously and
- 00:34:11they're a nationwide
- 00:34:12bank all right we're going to blitz
- 00:34:14through them bank number two is
- 00:34:18Northwest
- 00:34:20Bank northwest Bank that's the next bank
- 00:34:25they do business and they do personal
- 00:34:28they pull from
- 00:34:30TransUnion they allow double dipping
- 00:34:33they're a regional bank they're in
- 00:34:35Indiana Ohio Pennsylvania New York and
- 00:34:38Michigan i did a lot of the work for you
- 00:34:41all you have to do is execute i did a
- 00:34:44lot of the work for you bank number
- 00:34:47three United Bank and Trust what' you
- 00:34:51say Herman i said
- 00:34:54United Bank and Trust let me put it on
- 00:34:57the small screen for you united Bank and
- 00:35:00Trust they do personal and they do
- 00:35:03business y'all see the vibes they pull
- 00:35:06from TransUnion this is a nationwide
- 00:35:09bank
- 00:35:12this is a nationwide bank commercial
- 00:35:14break mentees i'm going to see you guys
- 00:35:16tomorrow bellisone Academy if you would
- 00:35:19like to join this academy you think this
- 00:35:20free game is is crazy imagine what's on
- 00:35:23the other side when we in the mentorship
- 00:35:25group imagine what's in there super dope
- 00:35:27tomorrow's class how to travel for free
- 00:35:30no cap no gimmick we're going to show
- 00:35:32you how to gain the points even if you
- 00:35:34have no credit no manufacturer spending
- 00:35:36no liquidating credit cards i don't care
- 00:35:37nothing about that stuff right we're
- 00:35:40going to show you how to travel for free
- 00:35:42plane tickets and hotels we're going to
- 00:35:45show you how to do both delta United
- 00:35:47Airlines American I don't care what it
- 00:35:49is i got you tomorrow's class comment
- 00:35:52the word menty below if you would like
- 00:35:54to join us shake is coming on the
- 00:35:56passport abuser is coming on to to put
- 00:35:58us on game to put us on crazy game all
- 00:36:02right so um so comment the word menty i
- 00:36:05will see you guys tomorrow night it's
- 00:36:07only 50 bucks it's only 50 bucks a month
- 00:36:10that's all we charge and all my past
- 00:36:12videos everything is in there you're
- 00:36:14welcome i see a lot of thank yous in the
- 00:36:16chat you're welcome i appreciate it all
- 00:36:18right next bank is First Financial
- 00:36:22Bank i keep saying First Financial Bank
- 00:36:25first Financial Federal Credit
- 00:36:28Union first I see the mentees in the
- 00:36:31chat i see y'all i see y'all want to
- 00:36:32come to tomorrow this is the same is
- 00:36:34this the same speaker tomorrow from the
- 00:36:35last class yes she has more gems
- 00:36:37positive vibes she has more and more she
- 00:36:40has new stuff to teach us that's why
- 00:36:42she's coming back somebody was like "Yo
- 00:36:44the tour class was crazy when will this
- 00:36:47be live?" Um this is live tomorrow if
- 00:36:49you are a mentee the class is tomorrow
- 00:36:51night live at 7:00 p.m all our classes
- 00:36:53are 7:00 p.m eastern Standard Time and
- 00:36:56of course we record all the classes for
- 00:36:57the mentees all right so the next bank
- 00:36:59we got is First Financial Federal Credit
- 00:37:02Union they do personal and they do
- 00:37:05business they do personal and they do
- 00:37:07business they pull from Experian all
- 00:37:09right and this is a double dip bank all
- 00:37:12right next bank is Independent
- 00:37:15Bank independent Bank herman you giving
- 00:37:18a lot of information i'm giving a lot of
- 00:37:20information cuz I want you guys to
- 00:37:22execute i want you guys to to screenshot
- 00:37:25receipts i want you guys to post
- 00:37:27receipts cuz success has receipts no
- 00:37:31excuses no excuses herman I ain't got
- 00:37:34$50 to give you really Herman i ain't
- 00:37:37got $600 a year to give you really let
- 00:37:39me give you some free game so you can go
- 00:37:42run the play execute on it and you can
- 00:37:45be up so now you know cuz right now this
- 00:37:48is what everybody doing right now this
- 00:37:49is what y'all doing right now i tell you
- 00:37:50all the time you're going to pay you're
- 00:37:52going to pay with your time or you're
- 00:37:54going to pay with your money right now
- 00:37:56all almost 300 of y'all on the call you
- 00:37:58guys are paying with your time you're
- 00:38:00sitting down on a Tuesday night for an
- 00:38:03hour with me to get these banks so you
- 00:38:06can so you can have more banks for your
- 00:38:07funding company so you could fund
- 00:38:09yourself so you can give back to your
- 00:38:11community you're paying with your time
- 00:38:13or you're going to pay with your
- 00:38:15money cuz you see this list I'm giving
- 00:38:18you i had to pay for a mentorship my
- 00:38:20mentor and my VIPs my VIP clients who
- 00:38:23paid 10K right they got 900 banks for me
- 00:38:27they got the list of 900 banks so they
- 00:38:29fund funding companies about to go crazy
- 00:38:31right but I'm on this live right now i'm
- 00:38:33giving y'all 10 banks y'all got to run
- 00:38:35it up y'all got to run stephanie says
- 00:38:37she can't wait for class tomorrow
- 00:38:38stephanie tomorrow class going to be lit
- 00:38:39i promise you all right independent Bank
- 00:38:42independent Bank pulls from Dun and Brad
- 00:38:44Street and SBFE this is a nationwide
- 00:38:47bank and they are underwritten by
- 00:38:49Elon they're underwritten by Elon the
- 00:38:52next bank we are giving you is Goldman
- 00:38:55Sachs that's easy everybody know Goldman
- 00:38:56Sachs goldman Sachs everybody know what
- 00:38:59Goldman Sachs is right goldman Sachs
- 00:39:01they do personally they do business and
- 00:39:02they let you get preapproved without
- 00:39:04showing you your credit without um
- 00:39:06pulling your credit the next bank is
- 00:39:09First Citizens
- 00:39:11Bank first Citizens Bank let me put that
- 00:39:14up on the screen for
- 00:39:16y'all if you don't have it to join I got
- 00:39:19you tap in with your boy dang big Will
- 00:39:22just said "Big Will I don't know if you
- 00:39:25mean it bro you about to get a bunch of
- 00:39:26DMs." Bill Bill Bill Big Will just said
- 00:39:28"If you don't had a $50 he got you tap
- 00:39:32in big Will make sure you if you're a
- 00:39:34mentee of mine make sure you use the
- 00:39:36affiliate link so you get paid every
- 00:39:38time somebody sign up." All right first
- 00:39:40Citizens
- 00:39:42Bank first Citizens Bank right they pull
- 00:39:47from
- 00:39:48Experian they allow double
- 00:39:51dipping right did I pull this up yet i
- 00:39:53didn't pull this up yet first Citizens
- 00:39:55Bank did I pull this up no hold on let
- 00:39:56me show y'all on the screen guys i'll
- 00:39:58make sure y'all see it i got it yeah I
- 00:39:59pulled it up on the screen first
- 00:40:01Citizens Bank they do personal and they
- 00:40:03do business it's right there on the
- 00:40:05screen for you i'm showing you the
- 00:40:06information there's no
- 00:40:08excuses all right they pull from
- 00:40:10Experience and they allow double dipping
- 00:40:12and they're regional bank all right if
- 00:40:14I'm going to see you tomorrow night
- 00:40:15comment the word menty so I can give
- 00:40:17y'all more of these gems how to travel
- 00:40:19for
- 00:40:20free all right oh I mean Herman how to
- 00:40:24travel for free how to get hotels for
- 00:40:26free how to get flights for free i got
- 00:40:29you i got you i'm gonna show you guys
- 00:40:31that tomorrow all right the next bank is
- 00:40:35AOD Federal Credit
- 00:40:38Union aod Federal Credit Union no
- 00:40:42excuses guys i'm showing y'all the
- 00:40:44website i'm showing you the the website
- 00:40:46address i'm showing you personal i'm
- 00:40:48showing you business i'm showing you the
- 00:40:50business credit the business checking
- 00:40:52the business loans the business savings
- 00:40:54i'm showing you all the information no
- 00:40:58excuses no excuses guys i'm giving you
- 00:41:01all the information hermit I need more
- 00:41:03information call the bank i don't work
- 00:41:04for the
- 00:41:05bank nick is asking for data points nick
- 00:41:09I can't put that stuff on the internet
- 00:41:11you got to come to the mentorship i
- 00:41:12might even hold you the banks are
- 00:41:13watching i feel I I lowkey feel you the
- 00:41:16feds that's what I feel you are neat i
- 00:41:19feel Bev asking the same question what's
- 00:41:20the data points uh-uh not on God's
- 00:41:23internet
- 00:41:25stacy you know the vibes stacy you know
- 00:41:27what's up you know what's up all right
- 00:41:30aod they pull from
- 00:41:33Equifax aod pull from Equifax and this
- 00:41:36bank allows double
- 00:41:38dipping next bank for my late comers i I
- 00:41:41had to replay it because y'all came late
- 00:41:43y'all came late to class all right next
- 00:41:46bank is Dollar
- 00:41:49Bank dollar
- 00:41:51Bank personal and business right there
- 00:41:55on the screen for you no
- 00:41:58excuses personal and
- 00:42:00business dollar Bank pulls from
- 00:42:03TransUnion they allow double dipping and
- 00:42:05it's a regional bank what is regional
- 00:42:08bank what's up sincere what's a regional
- 00:42:10bank what's What's double dipping that
- 00:42:12means you get one credit product the
- 00:42:14next day or within the next 30 days you
- 00:42:16going to get another one i want to say
- 00:42:18my guy Wanzo wanzo is not on this live
- 00:42:21but me and Wanzo are gonna do another
- 00:42:22live for you guys i want to say the last
- 00:42:25bank Bank of America i'm gonna get into
- 00:42:26that i think you can get up to three or
- 00:42:28four credit cards or one inquiry we'll
- 00:42:29talk about that in a second next bank
- 00:42:33First Horizon we going to wrap up the
- 00:42:35call we going to wrap up the call but I
- 00:42:38got to give y'all these gems first
- 00:42:43Horizon personal banking small business
- 00:42:48do you know in the United States small
- 00:42:50business is considered anything below $5
- 00:42:54million anything below 5 million is
- 00:42:56considered small business okay cool i'm
- 00:43:01small business rummy that bread all
- 00:43:04right so First Horizon is another bank
- 00:43:06they pull from Experian they allow
- 00:43:09double dipping and it's a regional
- 00:43:11bank gerard yes we always build
- 00:43:14relationships i know you came a little
- 00:43:15late to class but we talked about that
- 00:43:17in my Ten Commandments all right and
- 00:43:19then the final bank the final bank is
- 00:43:23Bank of
- 00:43:24America bank of America you guys know
- 00:43:27Bank of America i don't need to pull
- 00:43:28that up on my screen all right do I need
- 00:43:30to pull up on the screen so y'all can
- 00:43:31see it bank of America bank of America
- 00:43:34allows double dipping open up a business
- 00:43:37checking business savings make a deposit
- 00:43:40bank of America pulls from TransUnion
- 00:43:42it's a national bank you get up I I
- 00:43:44don't know if it's four credit cards but
- 00:43:46I know you can get up to I know you get
- 00:43:48up to three credit cards mentees that
- 00:43:50are on the the live right now please do
- 00:43:53not get upset every once in a while I'm
- 00:43:55going to give these folk a gem all right
- 00:43:57i know y'all about to be upset let me
- 00:43:59see if I can pull this up on my
- 00:44:01stream let me see if it works yeah it
- 00:44:04actually does work all right do not be
- 00:44:06mad mentees i'm going to give them one
- 00:44:07gem i'm going to give them one gem don't
- 00:44:09be upset all right cuz I talked about
- 00:44:11this a little bit watch my screen y'all
- 00:44:12watching y'all watching the screen y'all
- 00:44:14watching the screen y'all watching the
- 00:44:15screen cuz y'all stayed on to the end so
- 00:44:17y'all can y'all stayed out to the end
- 00:44:19all right if you have a car in your
- 00:44:21personal name and you are following
- 00:44:23Herman Dy for the past two three years
- 00:44:25you
- 00:44:25tripping i don't know why that is the
- 00:44:28case y'all should have came to the Toro
- 00:44:30class we had two weeks ago where we
- 00:44:32showed people how to get four cars under
- 00:44:34one LLC
- 00:44:36one inquiry we showed them how to do
- 00:44:38that tap into that class if you join the
- 00:44:40mentorship tonight or tomorrow you can
- 00:44:42go watch that class but if you have a
- 00:44:44car in your personal Stacy stop hating
- 00:44:46stacy put saying the word no stacy stop
- 00:44:48hating we got to share just a little bit
- 00:44:50we got to share just a little bit if you
- 00:44:51have a car in your personal name I want
- 00:44:53you to put it in your business name
- 00:44:54you're going to go to Bank of America
- 00:44:56they pull from Experian for this car
- 00:44:58note you need to have a 700 credit score
- 00:45:01you need to have two um your business
- 00:45:05needs to be two years old somebody says
- 00:45:07"Do you have a plug for Bank of
- 00:45:08America?" Yes my VIP clients get the
- 00:45:10access to that plug you're going to
- 00:45:12click apply
- 00:45:13now and then you're going to click loan
- 00:45:15type if you have a car in your personal
- 00:45:18name you're going to click refinance so
- 00:45:20like I had a GMC in my personal name and
- 00:45:23that joint like I owe like 50,000 left
- 00:45:25on it Herm and then I'mma pick 72 months
- 00:45:27but I'm really going to pay it off in 48
- 00:45:29months i just want the payment to be low
- 00:45:31and then um no I want to continue
- 00:45:32without signing on you click continue no
- 00:45:35this is not a Bank of America loan you
- 00:45:36click continue i'm giving y'all games
- 00:45:37right now no of course this is not for
- 00:45:39leasing this is just a refinance of Caro
- 00:45:42careo caro caro and then you enter the
- 00:45:44VIN number you go through the rest of
- 00:45:45the process you get approved 700 credit
- 00:45:48score they pull from Experian your
- 00:45:50business needs to be at least 2 years
- 00:45:51old those are the minimum requirements
- 00:45:54all right those are the minimum
- 00:45:55requirements that you need now they're
- 00:45:57going to pay off your car now you have a
- 00:45:59paid off car into your personal loan
- 00:46:01they need to know this before um to be a
- 00:46:03mentee first for
- 00:46:04this yo I told y'all I told y'all my
- 00:46:08mentees they be like "No Harm you give
- 00:46:10you give out too much gem on on
- 00:46:12Instagram." Yes you can buy H
- 00:46:14corporation for this plate absolutely
- 00:46:15now that you put the VIN number in there
- 00:46:17they're going to see if the car is worth
- 00:46:18it they like "Yeah you got good credit
- 00:46:20the car is worth it here's a check go
- 00:46:22pay off the car now it's in your
- 00:46:23business name cuz um Bank of America is
- 00:46:25going to put it in your business name
- 00:46:26you have a paid off car on your credit
- 00:46:28report now you have a business vehicle
- 00:46:30you're writing off the gas you're
- 00:46:31writing off the maintenance you're
- 00:46:32writing off the car note tax
- 00:46:35benefit this is on this is on the other
- 00:46:38side of being a mentee this is light
- 00:46:40game right here the Toro class we gave
- 00:46:43four more other banks that does the
- 00:46:44exact same thing if Bank of America says
- 00:46:46no i don't know where the fire emojis
- 00:46:48are in the chat cuz my menty is already
- 00:46:51DMing me right now i don't see no fire
- 00:46:52emojis in the chat these are the gems
- 00:46:55that you can use to
- 00:46:57execute to put your life in a better
- 00:46:59position start moving like a business in
- 00:47:02the United States of America united
- 00:47:04States of America is a corporation big
- 00:47:06Will said "Herman no more bet no more no
- 00:47:09more i'm tapped out i'm tapped out i'm
- 00:47:10not I'm not going to give him no more
- 00:47:12cuz I don't want y'all I don't want
- 00:47:13y'all cussing me out in class tomorrow
- 00:47:15tomorrow night." All right the whole car
- 00:47:18note they're going to pay off the whole
- 00:47:20car note so mentees I'm going to show
- 00:47:22them I'm gonna show them um the portal
- 00:47:24real quick so we can hop off this live
- 00:47:27so anybody that's a mentee I'm showing
- 00:47:29you guys my my mentorship portal my
- 00:47:31student portal we got the calendar so
- 00:47:34tomorrow night is how to travel for free
- 00:47:37the week after that how to fix your
- 00:47:39credit coach Reene comes on to tell you
- 00:47:41how to fix your credit i don't care if
- 00:47:43it's bankruptcy student loans charge off
- 00:47:45we have those classes every month i'mma
- 00:47:46show you how to get business funding the
- 00:47:48week after that the week after that I'm
- 00:47:49going to show you how to create systems
- 00:47:51to scale your business we busy we busy
- 00:47:54in this
- 00:47:55mentorship let me show you some of the
- 00:47:58content so we broke down our mentorship
- 00:48:00into freshman sophomore junior senior
- 00:48:02i'm just going to show you a little
- 00:48:03insight right so when you come in I
- 00:48:05don't know when to start i I don't know
- 00:48:07where to start i'm so overwhelmed the
- 00:48:08Equifax data breach method yeah that's
- 00:48:11in here understanding consumer law how
- 00:48:14to start your own credit repair company
- 00:48:15how to delete collections how to delete
- 00:48:17bankruptcies how to get off of check
- 00:48:19systems how to remove inquiries how to
- 00:48:21sue the credit bureaus unlock the power
- 00:48:25of a primary age primary lines this is
- 00:48:28just the freshman portal after you
- 00:48:32finish this then you become a sophomore
- 00:48:34i'm just going to show you sophomore and
- 00:48:35after that you just you just you just
- 00:48:38need to tap in business credit how to
- 00:48:40structure your business you want to get
- 00:48:42a merchant account how to get leads how
- 00:48:44to fight chargebacks when people charge
- 00:48:46back in your business i wish you would
- 00:48:48charge back me my lawyers is on that ass
- 00:48:50cuz we taught our mentees how to do it
- 00:48:52you see here the class right here guys
- 00:48:54how to fly for free we about to do that
- 00:48:56again part two how to market your
- 00:48:58business on YouTube if you need a
- 00:49:00virtual assistant right a virtual
- 00:49:02assistant to run your business we showed
- 00:49:05you how to do that all right I'm done
- 00:49:06sharing that's just a little insight
- 00:49:08comment the word menty i'll see you in
- 00:49:10class tomorrow night it's only $50 it's
- 00:49:13only $50 and tomorrow night's class
- 00:49:15you're gonna get your money's worth
- 00:49:18you're gonna get your money's worth
- 00:49:19tomorrow night cuz if I can show you how
- 00:49:21to not buy another plane ticket no cap
- 00:49:24if I can show you how not to book a pay
- 00:49:26for another hotel out of pocket then you
- 00:49:29got your $50 worth already then you got
- 00:49:32your $50 worth already all right so
- 00:49:34comment the word menty and I got you i
- 00:49:36see somebody dropped Residual Joe's name
- 00:49:38yes on the credit repair class we are
- 00:49:40having this month is going to be two
- 00:49:41parts reene is going to come teach you
- 00:49:43how to delete almost anything off your
- 00:49:45credit report we're going to use
- 00:49:46consumer law we're going to use the FTC
- 00:49:49we're going to use Metro 2 i don't care
- 00:49:51who's telling you there's a silver
- 00:49:52bullet to fix your credit and it takes
- 00:49:5430 days
- 00:49:55cap it takes it's cap 700 p.m eastern
- 00:49:58Standard Time every single Wednesday
- 00:50:00night we meet reene is going to do the
- 00:50:01first half of that class then we going
- 00:50:03to have Residual Joe to come on the
- 00:50:04class who's Residual Joe only the person
- 00:50:07who comes on and be and residual though
- 00:50:09does this i got to I got to pipe him up
- 00:50:12he be like "Oh y'all writing two three
- 00:50:13rounds of letters." He's like "No I
- 00:50:14write one round of letter if they don't
- 00:50:16remove it I'm
- 00:50:18suing." He's like "I'm suing." That's
- 00:50:21how he move y'all see my shirt assets
- 00:50:23only i want to turn I want to turn your
- 00:50:25brain into an asset i want to turn it
- 00:50:27into a weapon cuz the more information I
- 00:50:31put in your head the better weapon you
- 00:50:34are
- 00:50:36you're putting up with the BS at work
- 00:50:38right and giving your time for dollars
- 00:50:41because you don't know how to how to
- 00:50:43switch it up where you can make 10
- 00:50:45$20,000 a month and you don't have to
- 00:50:46worry about the job you are an executor
- 00:50:49you change your mind into an asset oh
- 00:50:51now I don't have to put up with this
- 00:50:52anymore i have created seven
- 00:50:54millionaires and 157 people have quit
- 00:50:57their jobs because they executed on this
- 00:51:00information yo my yo my guy put in the
- 00:51:02chat we didn't even talk about the
- 00:51:03mortgage notes we didn't even talk about
- 00:51:05the mortgage notes that's a whole
- 00:51:06another class listen you guys have been
- 00:51:08amazing i've been on here almost an hour
- 00:51:11i thank you so much for joining me i
- 00:51:13appreciate you guys supporting the page
- 00:51:15this will be uploaded to Instagram i'll
- 00:51:18make sure it's posted on Instagram i
- 00:51:20will be putting this on YouTube also and
- 00:51:23this is what I think I'm going to do
- 00:51:24this is what I think I'm going to do um
- 00:51:26for my people on YouTube i think I'm
- 00:51:28going to put the link to all the all the
- 00:51:30banks in the comment section i think I'm
- 00:51:31going to do that for you so just check
- 00:51:33it out i might put it there for you but
- 00:51:35you guys I appreciate you i love you
- 00:51:37guys thank you so much big Will said "I
- 00:51:39just got fired today i'm on this heavy."
- 00:51:41Big Will give me $50 go watch those
- 00:51:45videos you will replace your income
- 00:51:47within 6 months i got you we're going to
- 00:51:50show you how to do that if you want a
- 00:51:52one-on-one with me just DM me my team is
- 00:51:54going to take care of you thank you guys
- 00:51:55i'm going to see you guys tomorrow night
- 00:51:57in class 7:00 p.m eastern Standard Time
- 00:51:59remember remember remember Jesus loves
- 00:52:02you and I love you too have a good night
- 00:52:05peace
- business funding
- double dipping
- credit cards
- banks
- financial education
- credit inquiries
- mentorship
- business strategy
- relationships
- small business