ASURANSI EKSPOR IMPOR

The video discusses export and import insurance, highlighting marine cargo insurance, as defined in Indonesian law, as a mutual agreement where the insurer compensates the insured in the event of loss, damage, or expected profit loss due to uncertain events. It covers key elements involved in insurance such as the insurer, insured, uncertain events, insured interest, and losses. The principles of insurable interest, indemnity, utmost good faith, subrogation, and abandonment, as well as various types of insurance like marine cargo, fire, credit, and export insurance, are explained. The concept of insurance value, including agreed and real value, and the function and conditions of an insurance policy are discussed, highlighting the point of coverage from warehouse to destination.

The speaker explains the timeline and responsibility for marine cargo insurance claims, dependent on international trading terms between buyer and seller, affecting when the insurance ends, such as after a certain number of days post-arrival or until reaching the final destination. Different trade terms (Incoterms) specify responsibilities, such as 'Free On Board' (FOB), 'Cost and Freight' (C&F), and 'Cost, Insurance, and Freight' (CIF), determining who manages insurance documentation. Types of coverage under policies are detailed, including those offering comprehensive risk protection and others with specified exceptions. Involved actions include general average acts which are sacrifices made for saving the vessel and cargo, emphasizing conditions under general average coverages.