The Money Expert: If You’re Living Paycheck to Paycheck, Please Watch This Video! | Anthony O'Neal

00:51:25
https://www.youtube.com/watch?v=nJI_roT9Vxk

Resumen

TLDRIn the video, Anthony O'Neal shares insights on achieving financial freedom while discussing common misconceptions regarding credit scores and the true nature of wealth. He believes many people feel trapped by their financial situations due to a lack of knowledge about managing finances, budgeting, and the importance of emotional health in decision-making. O'Neal outlines a process for individuals drowning in debt to create a vision for their financial future, emphasizing the need for ownership and a shift in mindset. His method, 'earn,' illustrates evaluating one's current situation, arranging a financial vision, rendering a strategy, and taking action to manage and grow one's finances. O'Neal encourages viewers to invest in knowledge, build wealth intentionally, and embrace authenticity in their lives for true freedom and well-being.

Para llevar

  • 💰 Identify your financial vision for the next 1-5 years.
  • 📊 Track and measure where your money goes to manage it effectively.
  • 📈 Focus on owning assets rather than just improving your credit score.
  • 📝 Create a 'mistakes journal' to learn from past financial decisions.
  • ⚖️ Balance emotional health with financial decisions for better outcomes.
  • 🛑 Avoid consumer debt to achieve true ownership and financial freedom.
  • 📚 Invest in financial education to empower your financial decisions.
  • 🌟 Utilize your skills to create income-generating opportunities.
  • 🤝 Support qualified minority-owned businesses but prioritize experience.
  • 📖 Stewardship includes managing all God-given resources, not just finances.

Cronología

  • 00:00:00 - 00:05:00

    The lack of financial education is prevalent, with social media influencers avoiding important money lessons. Anthony O'Neal emphasizes that understanding budgeting and investing is vital for financial freedom, rather than just achieving a high credit score.

  • 00:05:00 - 00:10:00

    O'Neal highlights that an impressive credit score does not equate to financial freedom. He urges people to seek ownership over debt instead of relying solely on borrowed funds for wealth building, stressing the importance of tracking and managing financial flows.

  • 00:10:00 - 00:15:00

    In a discussion with Lewis Howes, O'Neal introduces his new book 'Take Your Seat at the Table,' advocating for authentic living amidst prevalent anxiety and stress caused by debt. He argues that many face overwhelming debts due to lack of knowledge.

  • 00:15:00 - 00:20:00

    People often feel trapped by their debt and fail to understand that addressing their financial situation requires ownership and willingness to change. O'Neal encourages recognizing the consequences of consumerism and its impact on personal freedom.

  • 00:20:00 - 00:25:00

    O'Neal discusses the stigma attached to credit scores in relationships, suggesting that relying solely on this metric can misrepresent someone's overall financial health. He shares personal experiences of being judged based on credit scores rather than true financial responsibility.

  • 00:25:00 - 00:30:00

    He suggests that true financial success should focus on creating a legacy and building wealth through wise investments and ownership rather than just maintaining a high credit rating. He promotes life lessons over superficial financial achievements.

  • 00:30:00 - 00:35:00

    O'Neal stresses the importance of learning from past mistakes and documenting valuable lessons in a 'mistake journal' for future generations, advocating for knowledge sharing and growth through shared experiences.

  • 00:35:00 - 00:40:00

    Acknowledge the reality of personal finance; O'Neal urges individuals drowning in debt to face their situation honestly and create actionable plans, including establishing a detailed budget to track expenses and income.

  • 00:40:00 - 00:45:00

    O'Neal outlines a four-step process for financial recovery: evaluate current financial status, arrange a vision for the future, render a strategy for achieving that vision, and, crucially, take action to move towards financial freedom.

  • 00:45:00 - 00:51:25

    He emphasizes that entrepreneurship isn't a universal solution to financial struggles. While cultivating an entrepreneurial mindset is beneficial, the expectation that everyone must start a business can lead to disillusionment and misplaced priorities.

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Mapa mental

Vídeo de preguntas y respuestas

  • What is Anthony O'Neal known for?

    Anthony O'Neal is a best-selling author, speaker, educator, and financial coach.

  • What does O'Neal say about credit scores?

    He argues that while credit scores are often praised, they do not equate to financial success, as they cannot be passed down as a legacy.

  • How can someone start getting out of debt?

    O'Neal suggests evaluating one's finances, creating a budget, and arranging a long-term vision for financial freedom.

  • What is 'consumer debt free'?

    It means paying cash for expenses outside of real estate and not relying on loans or credit.

  • What does O'Neal recommend for budgeting?

    He recommends a zero-based budget and tracking where every dollar goes.

  • How does one manage emotions related to money?

    O'Neal emphasizes the importance of understanding and controlling emotions to prevent poor financial decisions.

  • What does O'Neal mean by 'abundance'?

    Abundance for him means having overflow in life, resources, and happiness that can be shared with others.

  • What should someone prioritize to achieve financial freedom?

    Prioritizing knowledge, mastering budgeting, and creating actionable plans towards debt reduction.

  • What is one financial mistake O'Neal mentions?

    Choosing a less experienced contractor for a home project, which led to significant additional costs.

  • How does Anthony define good stewardship of money?

    Stewardship is managing what God has entrusted to you, including time, money, and relationships.

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Desplazamiento automático:
  • 00:00:00
    this is something that we do not talk on
  • 00:00:01
    social media influencers don't talk
  • 00:00:03
    about this we're not really taught money
  • 00:00:07
    lessons we're not really taught hey do
  • 00:00:09
    you budget we're not really taught do
  • 00:00:10
    you invest we're taught hey don't you
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    have a good 800 credit score you can
  • 00:00:15
    always get Finance number one
  • 00:00:18
    best-selling author course creator
  • 00:00:20
    speaker educator as his own business is
  • 00:00:23
    going to do eight figures this year
  • 00:00:25
    Anthony O'Neal is in the building ladies
  • 00:00:27
    and Gentlemen let's go
  • 00:00:30
    we have programmed in our minds that the
  • 00:00:34
    way to be successful in life is to have
  • 00:00:36
    this amazing credit score but you can't
  • 00:00:38
    pass down the three-digit score you
  • 00:00:40
    can't give your son and your daughter
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    and build a legacy with that score and
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    I'm thinking while using other people's
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    money so I can build wealth well no you
  • 00:00:47
    were using other people's money and
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    because you're using other people's
  • 00:00:50
    money now you're in bondage here's the
  • 00:00:52
    truth you can not manage your money if
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    you're not measuring for those of us who
  • 00:00:57
    are watching this show a lot of us are
  • 00:00:59
    probably saying saying I just got paid
  • 00:01:01
    last week but I don't know where the
  • 00:01:02
    money went and it's because you're not
  • 00:01:04
    managing it well because you're not
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    measuring where your money is going if
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    you were broke today and if you were in
  • 00:01:10
    debt let's say what is the exact process
  • 00:01:12
    you would take then from going from
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    broken in debt to creating a financially
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    free life oh I get excited about this
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    all right very first
  • 00:01:22
    thing welcome back everyone School of
  • 00:01:24
    greatness very excited about our guest
  • 00:01:26
    we have the inspiring Anthony O'Neal in
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    the house my man what's up man see
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    brother good to be back man listen
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    listen good to be back on the ls how
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    show but I mean we're at the table so
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    I'm really excited about this we are at
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    the table you got a new book called take
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    your seat at the table live an authentic
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    life of abundance wellness and freedom
  • 00:01:43
    yes sir most people are not free today
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    they are living in a lot of debt they're
  • 00:01:47
    living in a lot of stress and a lot of
  • 00:01:49
    anxiety and we all know that money
  • 00:01:52
    problems are one of the the main things
  • 00:01:54
    that cause anxiety stress overwhelm and
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    a lack of freedom for people would you
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    say that that people being in debt and
  • 00:02:02
    not knowing how to get out of debt is
  • 00:02:03
    one of the biggest things that causes
  • 00:02:05
    them stress around money and it was so
  • 00:02:08
    how do people start to get out of debt
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    when they just feel overwhelmed by it I
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    think I think people are in debt because
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    of the lack of knowledge you know people
  • 00:02:15
    PA is for the lack of knowledge and
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    wisdom right and so I think we have
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    programmed in our minds that the way to
  • 00:02:23
    be successful in life is to have this
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    amazing credit score is to have all this
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    amazing debt right right cuz we're using
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    other people's money but then when we
  • 00:02:33
    wake up we have this 800 credit score we
  • 00:02:36
    have this debt but then we don't have
  • 00:02:37
    any freedom and we we don't have freedom
  • 00:02:40
    because we don't have ownership so when
  • 00:02:41
    I step back and I look at my life if I'm
  • 00:02:44
    going to take a seat at the head of my
  • 00:02:46
    table I have to have a level of
  • 00:02:48
    ownership and ownership means that uh
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    particular Banks because we're on the
  • 00:02:53
    school of greatness I won't name any
  • 00:02:54
    banks uh but if I'm if I'm with this
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    bank this Bank gives me a personal loan
  • 00:02:59
    I have a credit card with this
  • 00:03:00
    particular bank I have a car loan with
  • 00:03:03
    this particular bank I have student
  • 00:03:04
    loans over here now all of these
  • 00:03:07
    institutions now sit at the head of my
  • 00:03:09
    table and they're telling me what to do
  • 00:03:11
    and I'm thinking well I using other
  • 00:03:12
    people's money so I can build wealth
  • 00:03:14
    well no you are using other people's
  • 00:03:16
    money and because you're using other
  • 00:03:17
    people's money now you're in bondage so
  • 00:03:20
    so now when you wake up to those to
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    those debtors to those debtors to those
  • 00:03:23
    creditors so think about it I can't go
  • 00:03:25
    to my son's basketball game because when
  • 00:03:28
    I get off of work I have to get another
  • 00:03:30
    job because I have to pay them back
  • 00:03:32
    interest interest and I'm and I'm over
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    oversaturated with how much money I got
  • 00:03:38
    to get back so I think with people the
  • 00:03:40
    reason why we're so stressed is because
  • 00:03:41
    we really have to step back and ask
  • 00:03:43
    oursel like wait a minute do I have
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    ownership to this day I still believe in
  • 00:03:47
    100% being Consumer Debt free right
  • 00:03:50
    Consumer Debt free means that you know
  • 00:03:52
    anything outside of my real estate
  • 00:03:54
    anything outside of an asset I'm going
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    to pay cash for it because I want to
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    have ownership to where when I'm blessed
  • 00:04:00
    to have a family when I'm blessed to
  • 00:04:02
    have kids but I can wake up and decide
  • 00:04:04
    what I want to do with my with my life
  • 00:04:07
    not what do I have to do because I owe
  • 00:04:09
    everyone money that's just the bottom
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    line so so debt is one of the big things
  • 00:04:14
    that holds people back what do you think
  • 00:04:15
    is the number one thing that's stopping
  • 00:04:18
    most people then from becoming debt free
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    I I think it's because they don't want
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    to sit back and and and be honest and be
  • 00:04:24
    different you know U it's it's easy to
  • 00:04:26
    blend in with the world because everyone
  • 00:04:28
    is doing this everyone is talking about
  • 00:04:30
    a 800 credit score everyone is saying
  • 00:04:32
    know even like with me you know you're
  • 00:04:33
    engaged to an amazing woman getting
  • 00:04:35
    married soon I'm still single right one
  • 00:04:37
    of the top questions I get when I'm
  • 00:04:39
    dating is what's your credit score
  • 00:04:41
    really yes come on hey man listen people
  • 00:04:44
    care about that that much what is your
  • 00:04:46
    credit score way yes Louis women are
  • 00:04:48
    asking you what's your credit score
  • 00:04:49
    absolutely come on he Lou I'm going to
  • 00:04:51
    be real you my brother I can say this in
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    my community
  • 00:04:56
    culture yes and I'm like but the credit
  • 00:04:59
    score doesn't mean that I'm successful
  • 00:05:00
    with money it simply means I'm good at
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    paying back the people who I borrowed
  • 00:05:05
    from right because I can have a 800
  • 00:05:08
    credit score and not have $800 inside my
  • 00:05:10
    savings account wow when I answer that
  • 00:05:13
    question I remember the first time a
  • 00:05:14
    young lady asked me that question Louis
  • 00:05:16
    and I told her the truth I think got 530
  • 00:05:18
    cuz I had just finished paying off all
  • 00:05:20
    of my debt so you know when you pay off
  • 00:05:23
    all your debt they penalize you for that
  • 00:05:25
    yes your credit score drops they don't
  • 00:05:27
    reward you because you're debt-free they
  • 00:05:29
    penalize so I'm like well I got a 530
  • 00:05:31
    she was turned completely off you could
  • 00:05:34
    be like well I got 100 Grand in the bank
  • 00:05:35
    still but never asked a question
  • 00:05:37
    interesting right so the whole night I
  • 00:05:39
    saw how the move shifted because of my
  • 00:05:42
    credit score she's starting looking for
  • 00:05:44
    an out texting her friends hey come man
  • 00:05:46
    listen listen and what the truth of the
  • 00:05:49
    fact is this was years ago I mean it was
  • 00:05:50
    in my 20s then I remember her telling
  • 00:05:53
    her friend that that she was like yeah
  • 00:05:55
    he got girl he got a 5 some credit
  • 00:05:56
    school he can't he bad with his money
  • 00:05:58
    and I never responded because I wasn't
  • 00:06:01
    financially mature then to respond in
  • 00:06:02
    the correct way uh but as I involved I
  • 00:06:05
    was said man wow like a credit score
  • 00:06:08
    does not mean that I'm good with my
  • 00:06:09
    money I think a lot of people are stuck
  • 00:06:12
    because they're trying to to have this
  • 00:06:14
    perfect three-digit score but you can't
  • 00:06:16
    pass down the three-digit
  • 00:06:17
    score you can't give your son or your
  • 00:06:20
    daughter and build a legacy with that
  • 00:06:22
    score so I'm focus on okay how do I take
  • 00:06:25
    the seat at the head of my table how do
  • 00:06:27
    I position my family who's at the side
  • 00:06:29
    of my table who's at the opposite side
  • 00:06:31
    of my table my wife what is the best
  • 00:06:33
    thing I need to do with my finances to
  • 00:06:35
    make sure that when I am transitioning
  • 00:06:38
    to Heaven that I can leave them with
  • 00:06:40
    something and I can't do that with the
  • 00:06:42
    score really can't do that with the
  • 00:06:43
    score so for me it's all about what am I
  • 00:06:45
    investing how much debt do I have how do
  • 00:06:48
    I eliminate that what's my insurance
  • 00:06:50
    policies um and also too what wealth am
  • 00:06:52
    I leaving behind and when I say wealth
  • 00:06:54
    it's not just about the finances it's
  • 00:06:57
    about what wisdom and knowledge am I
  • 00:06:59
    leaving behind and this is something
  • 00:07:01
    that we do not talk um on social media
  • 00:07:04
    influencers don't talk about this Louis
  • 00:07:06
    to this day I started this about four
  • 00:07:08
    years ago man every mistake that I make
  • 00:07:11
    and that I have made I write it down and
  • 00:07:14
    it's in a journal so when my kids get up
  • 00:07:17
    age when they're like I want to say uh
  • 00:07:20
    if I'm blessed to have some right around
  • 00:07:22
    freshman sophomore year I'm giving them
  • 00:07:24
    my journal your mistake journal my
  • 00:07:26
    mistake journal hey this is these are
  • 00:07:28
    the mistakes that I made made while
  • 00:07:29
    dating this is the mistakes I've made
  • 00:07:31
    within my Christianity walk these are
  • 00:07:33
    the mistakes I've made with my money
  • 00:07:34
    these are the mistakes that I've made in
  • 00:07:35
    life in general so they're going to see
  • 00:07:38
    a letter of what here it is a letter to
  • 00:07:40
    them a mistake that I made the
  • 00:07:43
    consequence of that mistake what I
  • 00:07:46
    learned from that mistake and then
  • 00:07:47
    number four is what did I do to make
  • 00:07:49
    sure I didn't do this again I was going
  • 00:07:50
    to ask you a question about the credit
  • 00:07:51
    score thing I thought this was
  • 00:07:53
    interesting I mean maybe I I don't know
  • 00:07:56
    no one's ever asked me like what's your
  • 00:07:57
    credit score but that's that's
  • 00:07:58
    interesting fiance has never asked you
  • 00:08:00
    that question no cuz I have
  • 00:08:02
    money it's like but i' I've made money
  • 00:08:06
    and I save my money yeah yeah but I
  • 00:08:07
    remember talking in like the first maybe
  • 00:08:09
    it's weird but either the first night I
  • 00:08:12
    met her or within the first couple days
  • 00:08:14
    of like hanging out I was just talking
  • 00:08:16
    about money more openly not like oh I
  • 00:08:19
    have all this money and all me spending
  • 00:08:20
    on all these things but I was just
  • 00:08:22
    speaking about in the way where it
  • 00:08:23
    wasn't taboo I was speaking about in the
  • 00:08:25
    way where it was more open I was just
  • 00:08:28
    like oh you do products you're actor
  • 00:08:29
    like oh that must be awesome oh what are
  • 00:08:31
    most actors making these days not like
  • 00:08:33
    what are you making directly but like
  • 00:08:35
    how is the industry what is it going on
  • 00:08:37
    or here's what I'm doing in podcasting
  • 00:08:39
    and here's what I was when I started out
  • 00:08:40
    broke on my sister's couch so good
  • 00:08:42
    here's what I've kind of created over
  • 00:08:43
    the last 15 years you know so it was
  • 00:08:46
    more of an open conversation about it
  • 00:08:48
    yeah of where I was to where I am now
  • 00:08:50
    not like oh open my bank account here's
  • 00:08:52
    my money right right right but I think
  • 00:08:54
    because I came from that space I don't
  • 00:08:56
    know maybe she's Mexican and they don't
  • 00:08:58
    that culture they don't ask about credit
  • 00:08:59
    score I don't know but I'm interested
  • 00:09:02
    when when a woman asks someone about
  • 00:09:04
    their credit score and say it's an 800
  • 00:09:08
    credit score that the guy has and the
  • 00:09:11
    woman thinks to himself oh that's good
  • 00:09:13
    he's got a high credit score what is she
  • 00:09:16
    learn about the man with that high
  • 00:09:18
    credit score or low credit score and
  • 00:09:21
    what does she not know about that man
  • 00:09:24
    based on a higher low credit score well
  • 00:09:26
    with me being a man I can't specifically
  • 00:09:27
    say what every woman will will learn and
  • 00:09:30
    know because I think that's a great
  • 00:09:31
    question for women so ladies please
  • 00:09:32
    answer that question inside the comments
  • 00:09:35
    but here's what I perceive Louis is that
  • 00:09:38
    within uh you made a good call out that
  • 00:09:41
    your uh fiance sunab be wife is Mexican
  • 00:09:46
    well within my particular Community
  • 00:09:48
    let's go back a little bit we are taught
  • 00:09:50
    within our culture that when you
  • 00:09:51
    graduate high school go to school right
  • 00:09:54
    keep your credit score good work 40
  • 00:09:57
    years while you're working 40 years get
  • 00:09:59
    a good job m i not get a good job get a
  • 00:10:01
    good home and so that way that's the
  • 00:10:04
    life you got a good credit score you got
  • 00:10:05
    a real good job with benefits you have a
  • 00:10:08
    you're a homeowner that's an American
  • 00:10:10
    Dream Within the black community I was
  • 00:10:11
    talking to at a younger age so I think
  • 00:10:13
    what ladies are looking for okay wait if
  • 00:10:15
    he has a good credit score this means
  • 00:10:16
    that he's he's doing good with his
  • 00:10:19
    finances within our particular Community
  • 00:10:21
    I want say within our particular
  • 00:10:22
    Community I think within the world in
  • 00:10:23
    general not we're not really taught
  • 00:10:26
    money lessons we're not really taught T
  • 00:10:29
    hey do you budget we're not really
  • 00:10:31
    taught do you invest we're not really
  • 00:10:32
    taught are you an entrepreneur we're
  • 00:10:34
    taught hey long as you have a good 800
  • 00:10:36
    credit score you can always get
  • 00:10:38
    financed and so I think when ladies hear
  • 00:10:40
    a man has a good credit score it's like
  • 00:10:43
    okay so we can get we can get a home we
  • 00:10:45
    can get a car know we can get this but
  • 00:10:47
    for me I'm like yeah but you're not
  • 00:10:49
    really understanding what you're simply
  • 00:10:51
    saying is we can get a lot of debt
  • 00:10:53
    that's not good and that's not good if
  • 00:10:55
    you're buying on consumer stuff if
  • 00:10:57
    you're not using it to invest in smart
  • 00:10:58
    assets or something yeah you know what
  • 00:11:00
    I'm saying so I mean if we're talking
  • 00:11:01
    about hey yes we need a 800 credit score
  • 00:11:03
    so we can get into the real estate game
  • 00:11:04
    I'm all for that but if we're talking
  • 00:11:06
    about we need a 800 credit score so we
  • 00:11:07
    can buy the latest Maserati the latest
  • 00:11:10
    you know Bentley okay wait a minute we
  • 00:11:11
    have a problem Oh I need to have this so
  • 00:11:14
    I can go get me a credit card so I can
  • 00:11:15
    get all these reward miles but the truth
  • 00:11:17
    of the fact is when I look at all of my
  • 00:11:19
    millionaire friends they're not bragging
  • 00:11:21
    about their reward miles they're
  • 00:11:23
    bragging about the Investments that
  • 00:11:24
    they're buying and that's making the
  • 00:11:26
    money and that's paying for their
  • 00:11:28
    liabilities that's paying for their toys
  • 00:11:30
    but when I hear them having this
  • 00:11:31
    conversation and this is what I really
  • 00:11:33
    get excited about it's like wait man I
  • 00:11:36
    just bought a duplex I just bought you
  • 00:11:38
    know a um a situation with 24 doors I'm
  • 00:11:40
    like 24 doors wait what like yeah I
  • 00:11:42
    financed and did this and did that I'm
  • 00:11:44
    like okay cool great and that's one of
  • 00:11:45
    my philosophies that has changed over
  • 00:11:47
    the years is that wait a minute if I can
  • 00:11:50
    use other people's money to get into the
  • 00:11:52
    real estate game the correct way and I'm
  • 00:11:54
    getting 24 doors and I'm getting inside
  • 00:11:56
    of you know the real estate game I'm get
  • 00:11:58
    I'm buying an asset that would then fund
  • 00:12:01
    my toys my works and my desires and so
  • 00:12:04
    when I hear Ladi say that I'll be honest
  • 00:12:07
    with you man it is somewhat of a turnoff
  • 00:12:09
    for me but I also understand the lack of
  • 00:12:11
    Education behind that question yeah yeah
  • 00:12:13
    and so what I tend to do now is say you
  • 00:12:15
    know what my credit score is good
  • 00:12:17
    because I have real estate and that's
  • 00:12:19
    the only thing that's on there and it's
  • 00:12:20
    being paid for so I am in an 800 bracket
  • 00:12:23
    I said but darl girl let me tell you
  • 00:12:25
    something though I mean I make money and
  • 00:12:28
    I invest a lot yeah and my real estate
  • 00:12:31
    my my credit score comes from Real
  • 00:12:32
    Estate which is assets and I really
  • 00:12:34
    start having that conversation I love
  • 00:12:36
    how you know I know we're talking about
  • 00:12:38
    my book but your book know make money
  • 00:12:40
    easy I think we really do have to make
  • 00:12:42
    money such an easy conversation yes and
  • 00:12:45
    just have it really really if we if it's
  • 00:12:47
    an easy conversation then I think we can
  • 00:12:48
    make it easy I haven't read your book
  • 00:12:50
    completely yet uh but by the time you
  • 00:12:52
    come to my show I will have it read but
  • 00:12:53
    it's like I love the title of your book
  • 00:12:55
    because I think we make it so difficult
  • 00:12:57
    that's that's why I made the title yeah
  • 00:13:00
    we make it so hard because it is hard if
  • 00:13:02
    we're not educated fact and it feels
  • 00:13:03
    scary and overwhelming if we don't have
  • 00:13:05
    the information the education like
  • 00:13:06
    you're talking about yeah and I think
  • 00:13:09
    debt feels daunting for a lot of people
  • 00:13:12
    does and if you were broke today and if
  • 00:13:14
    you were in debt let's say let's say you
  • 00:13:16
    made a bunch of challenging financial
  • 00:13:18
    decisions yeah you made all you know
  • 00:13:20
    your mistake journal was filled up to
  • 00:13:22
    the brim y uh and you're broke and in a
  • 00:13:25
    lot of debt yep what is the exact
  • 00:13:27
    process you would take then from going
  • 00:13:29
    from broken in debt to creating a
  • 00:13:32
    financially free
  • 00:13:33
    life oh I get excited about this all
  • 00:13:36
    right very first things I'm stepping
  • 00:13:37
    back and before I even look at my debt
  • 00:13:39
    I'm talking okay where do I want to be
  • 00:13:41
    within the next 12 months after 12
  • 00:13:43
    months next three years five years so
  • 00:13:45
    you think a game plan first I'm I'm
  • 00:13:46
    getting a vision for the next five years
  • 00:13:48
    of my life right so if I say Hey listen
  • 00:13:51
    I want to be in California living in my
  • 00:13:53
    dream home debt free like whatever that
  • 00:13:56
    vision is I'm casting that vision below
  • 00:13:59
    that Vision I'm writing down the why you
  • 00:14:01
    know one of my good friends uh Pastor
  • 00:14:03
    Darius Daniels mentioned something he
  • 00:14:05
    said man if your why doesn't make you
  • 00:14:06
    cry then the price of commitment for the
  • 00:14:09
    next five years is going to make you cry
  • 00:14:11
    go and it's going to make you quit and
  • 00:14:13
    so for me once I write down the vision
  • 00:14:15
    I'm going to write down a why why do I
  • 00:14:17
    want to accomplish this Vision so if I'm
  • 00:14:19
    drowning in debt and I know I want to be
  • 00:14:21
    out of debt I want to be in my home why
  • 00:14:23
    do I want the home I don't want the home
  • 00:14:25
    just because it's nice sitting on the
  • 00:14:26
    beach I want the home probably because
  • 00:14:28
    you know what man growing up me and my
  • 00:14:30
    kid me and my siblings had to share a
  • 00:14:31
    room right you know what we never were a
  • 00:14:34
    homeowner maybe I'm the first homeowner
  • 00:14:36
    in my family so I'm I'm getting a deep
  • 00:14:39
    enough why that when it gets hard when I
  • 00:14:41
    feel like giving up it's going to make
  • 00:14:43
    me cry and make me push through so that
  • 00:14:45
    I'm doing that so that's number two then
  • 00:14:47
    number three I'm looking at I'm pulling
  • 00:14:49
    credit card I'm pulling the last three
  • 00:14:51
    months of my bank statements and I'm
  • 00:14:53
    getting on a very detailed budget I'm
  • 00:14:55
    writing down everything and I call this
  • 00:14:57
    a zero base budget but for me I know a
  • 00:14:59
    lot of people get turned off by the word
  • 00:15:00
    of budgeting so I call it what's the
  • 00:15:02
    vision now I have for my life what's the
  • 00:15:04
    vision for my money so if I'm saying
  • 00:15:07
    okay cool I want to be debt free but I
  • 00:15:09
    got to go look at my credit report I got
  • 00:15:11
    to pull Equifax trans unit experience I
  • 00:15:14
    got to pull the last three months of my
  • 00:15:15
    bank statements and this is something I
  • 00:15:17
    do in a regular Louis I'll get five
  • 00:15:19
    highlighters different colors and I'll
  • 00:15:21
    go through and highlight okay food is
  • 00:15:23
    one color and I want to see how much
  • 00:15:25
    money over the last 3 to six months have
  • 00:15:27
    I spent on food wow and I'm seeing okay
  • 00:15:29
    dang I I was talking about Barber he
  • 00:15:31
    spent two grand on food in one month wow
  • 00:15:34
    just eating out like two
  • 00:15:37
    grand I'm like bro it's just
  • 00:15:39
    you what are you eating for $2,000 hours
  • 00:15:42
    wow in TW I'm like I know it's expensive
  • 00:15:44
    by here in the streets but it's not that
  • 00:15:46
    expensive so I'm like two grand in one
  • 00:15:48
    month okay we need to cut that off by
  • 00:15:50
    like three4 you need to be down to $500
  • 00:15:52
    including groceries and eating out boom
  • 00:15:54
    when it's just you so it's like I'm
  • 00:15:56
    highlighting everything and I'm
  • 00:15:57
    assessing make making sure that I know
  • 00:16:01
    exactly where my money is going because
  • 00:16:03
    here's the
  • 00:16:04
    truth you cannot manage your money if
  • 00:16:07
    you're not measuring it you can't really
  • 00:16:11
    understand what you're doing and where
  • 00:16:12
    you're going if you're not tracking what
  • 00:16:15
    it's doing and for the majority of the
  • 00:16:17
    people who are watching this show I say
  • 00:16:20
    I won't say the majority if you with the
  • 00:16:21
    school of greatness we're going to say a
  • 00:16:23
    majority of y'all should be winning for
  • 00:16:25
    those of us who are watching this show a
  • 00:16:26
    lot of us are probably saying dang I
  • 00:16:28
    just got paid last week but I don't know
  • 00:16:30
    where the money went and it's because
  • 00:16:32
    you're you're not you're not managing it
  • 00:16:34
    well because you're not measuring where
  • 00:16:35
    your money is going so that's number
  • 00:16:37
    three I'm going to I'm G to list out
  • 00:16:39
    everything and watch this before I put
  • 00:16:40
    it on the budget I'm going to write it
  • 00:16:42
    out yo I owe this bank this I owe that
  • 00:16:44
    bank this I'm going to list out every
  • 00:16:46
    every all the debt out of all the debt
  • 00:16:48
    I'm going to list out all of my monthly
  • 00:16:50
    expenses then I'm going take that
  • 00:16:52
    information and I'mma put it on this
  • 00:16:53
    budget and here's the truth if we're
  • 00:16:55
    going to be honest it is going to
  • 00:16:57
    frustrate you yeah it is going to make
  • 00:16:59
    you feel depressed a little bit you're
  • 00:17:02
    going to feel discouraged a little bit
  • 00:17:04
    because what's going to happen is you're
  • 00:17:05
    going to see you have more debt than you
  • 00:17:07
    have
  • 00:17:08
    income that's going to be my number four
  • 00:17:11
    Once I see that I have all this debt I'm
  • 00:17:13
    going to measure okay what is the income
  • 00:17:15
    strategy that I need to come up with
  • 00:17:18
    that going to create margin and help me
  • 00:17:19
    pay off my debt and I tell everyone
  • 00:17:21
    that's going to be a job and incept for
  • 00:17:23
    getting the second
  • 00:17:25
    job listen man the content creation
  • 00:17:27
    space I just think right now is a
  • 00:17:29
    healthy place to get into because I
  • 00:17:31
    think a lot of us have a lot up here
  • 00:17:34
    that people would pay to have and so
  • 00:17:36
    like for an example I had a school
  • 00:17:37
    teacher come to me and uh she was like
  • 00:17:39
    man Anthony I'm in
  • 00:17:41
    $238,000 in debt oh 140 of them are um
  • 00:17:46
    is is her student loans because she has
  • 00:17:48
    her doctor y uh then two of them are
  • 00:17:51
    cars her and her husband then the others
  • 00:17:53
    just credit cards are stely here I said
  • 00:17:55
    okay all right let's write it down and
  • 00:17:58
    so um as I was talking with her I said
  • 00:18:00
    listen she said I'm going get another
  • 00:18:02
    job working at Walmart parttime I said I
  • 00:18:04
    think that's a that's not a good good
  • 00:18:06
    use of your time I say why not you're a
  • 00:18:09
    school teacher why not go home you're
  • 00:18:12
    making good money over here why not go
  • 00:18:14
    home and create maybe a course or a a an
  • 00:18:17
    academy that helps get kids ready for
  • 00:18:20
    the
  • 00:18:21
    SAT she was like what do you mean I said
  • 00:18:23
    why not use the skills that you're
  • 00:18:25
    giving to the the job to the school
  • 00:18:28
    system and build a side business that
  • 00:18:31
    now parents can buy to help them get
  • 00:18:34
    ready for the SAT she was like Anthony
  • 00:18:35
    but thought about that so she went home
  • 00:18:37
    and she started dreaming with her
  • 00:18:38
    husband well she came back to me not
  • 00:18:41
    only did she come up with the business
  • 00:18:43
    that is going to help kids with the SAT
  • 00:18:45
    but she also came up with the business
  • 00:18:46
    that helps School uh school students in
  • 00:18:49
    school to be a teacher to help them
  • 00:18:51
    graduate in college a year later her
  • 00:18:56
    side business is paying her more than
  • 00:18:58
    what the School teaching is doing
  • 00:19:00
    because she took her wisdom and her
  • 00:19:02
    knowledge and turned it into a side
  • 00:19:04
    business so not only is she creating
  • 00:19:06
    more income now she's able to use the
  • 00:19:08
    tax benefits that the wealthy are using
  • 00:19:10
    and I said okay are you going to quit
  • 00:19:12
    your job she was like no because my side
  • 00:19:14
    business is funding this thing I
  • 00:19:16
    honestly love teaching students so what
  • 00:19:19
    happened husband quit his job he runs
  • 00:19:22
    the business wow he does all of the
  • 00:19:25
    marketing he does all of the stuff and
  • 00:19:27
    this is what I love
  • 00:19:29
    it puts them back at the head of their
  • 00:19:32
    table yes because now was like wait
  • 00:19:34
    we're now controlling our life now she
  • 00:19:38
    went from having to be a school teacher
  • 00:19:41
    to wanting to be a school teacher she
  • 00:19:43
    went from having to work to you know
  • 00:19:46
    what I love what I do yes and that's the
  • 00:19:50
    freedom that you have when you're at the
  • 00:19:52
    seat at the head of your table is that
  • 00:19:54
    you get to decide what you want to do in
  • 00:19:56
    a direction of wherever you want to go
  • 00:19:58
    what you say is the number one piece of
  • 00:20:00
    financial advice you're seeing online
  • 00:20:02
    that people should
  • 00:20:04
    ignore you know there is a there's a
  • 00:20:07
    lot you know it's not just one I'm like
  • 00:20:10
    man there's so many lures that I could
  • 00:20:11
    say uh but it's I think the number one
  • 00:20:14
    Financial advice that I would say and
  • 00:20:17
    and I talk about this in inside of the
  • 00:20:18
    boat that I would ignore um is that
  • 00:20:21
    everyone has to be an
  • 00:20:23
    entrepreneur ignore that ignore that
  • 00:20:25
    yeah because that's not the case
  • 00:20:29
    I think everyone should have an
  • 00:20:30
    entrepreneurial mindset but not everyone
  • 00:20:33
    should be
  • 00:20:35
    entrepreneurial because if if you want
  • 00:20:37
    to be a when they say be an
  • 00:20:38
    entrepreneurship what they're talking
  • 00:20:40
    about is they're selling you hey man I
  • 00:20:42
    could work on the beach hey man I'm I'm
  • 00:20:44
    fing the private jets hey man you know
  • 00:20:47
    I'm able to go buy this G wagon and ride
  • 00:20:48
    off 100% of it because it's over 6,000
  • 00:20:51
    pounds they're lying to you I I've been
  • 00:20:54
    doing this for four years and me and you
  • 00:20:55
    had several conversations offline this
  • 00:20:58
    entrepreneur world is not for everybody
  • 00:21:01
    and it's frustrating and and I have not
  • 00:21:03
    to this day worked on the
  • 00:21:05
    beach cuz you work you worked at a
  • 00:21:07
    career before and now you're you're an
  • 00:21:09
    entrepreneur now yes and if I'm being
  • 00:21:11
    honest in the corporate America space in
  • 00:21:13
    the corporate
  • 00:21:15
    space man I'm working harder today than
  • 00:21:18
    I was then of course right so I am I'm
  • 00:21:22
    not flying on private jets and just not
  • 00:21:25
    working for a month or two that that's
  • 00:21:28
    not happening
  • 00:21:29
    and so I think some of the worst advice
  • 00:21:30
    is looking at these influencers and and
  • 00:21:33
    they're selling you on hey I can coach
  • 00:21:36
    you to be a uh uh Your Own Boss and
  • 00:21:38
    you'll be working at the beach and not
  • 00:21:40
    say it can't happen cuz have I gone on
  • 00:21:42
    vacation and work absolutely but when I
  • 00:21:44
    am saying is out of 365 days a year
  • 00:21:48
    these people say you only got to work 20
  • 00:21:49
    of them that that's a lie and so I think
  • 00:21:52
    for me it's it's really we got to start
  • 00:21:54
    teaching how to how to have the
  • 00:21:56
    entrepreneurial mindset
  • 00:21:58
    but not everyone is called to be an
  • 00:22:00
    entrepreneur because I think I need a
  • 00:22:02
    real good assistant if I'm going to be
  • 00:22:04
    effective and I think people are made as
  • 00:22:06
    a Christian I do believe people are made
  • 00:22:08
    to be the number two the number three
  • 00:22:11
    the number four to be the team player
  • 00:22:13
    because an effective business cannot run
  • 00:22:16
    without effective team members and you
  • 00:22:18
    can be just as wealthy you can be just
  • 00:22:20
    as successful if you are living the
  • 00:22:23
    authentic life of yourself I think one
  • 00:22:25
    of the greatest mistakes of that I see
  • 00:22:28
    seeing people especially this younger
  • 00:22:30
    generation they want to rush to be their
  • 00:22:32
    own boss but they haven't really done
  • 00:22:34
    anything to learn how to be an effective
  • 00:22:35
    boss and I'm so grateful that God put me
  • 00:22:38
    through the seasons of serving in the
  • 00:22:40
    church World serving in the corporate
  • 00:22:42
    America space because I would not be
  • 00:22:44
    successful today if I didn't learn up
  • 00:22:47
    under any different people and I think
  • 00:22:49
    for me I think that is one of the
  • 00:22:51
    dumbest mistakes uh that I've seen
  • 00:22:54
    people make and I think another
  • 00:22:56
    mistake I saw um line and it was so
  • 00:22:59
    frustrating to me uh is take your
  • 00:23:02
    student loans and go buy real estate
  • 00:23:04
    with it I was like go borrow
  • 00:23:08
    money take out a parent plus law oh man
  • 00:23:12
    have them sign on it have them sign on
  • 00:23:14
    it to go buy real
  • 00:23:17
    estate and the real estate was just a
  • 00:23:20
    down payment on all it's it's not the
  • 00:23:23
    whole
  • 00:23:24
    house exactly so I I gotta pay double
  • 00:23:27
    interest now High interest on the
  • 00:23:29
    student loan High interest on on this
  • 00:23:32
    I'm like wait a wait a minute so there's
  • 00:23:35
    so many different things man that that I
  • 00:23:36
    would really adjust to but I think one
  • 00:23:39
    of the things I learned from you man I
  • 00:23:40
    got to give you credit for it um I think
  • 00:23:43
    it was like a year and a half ago Lou
  • 00:23:45
    because I'm always watching your shows
  • 00:23:46
    and always growing from you your advice
  • 00:23:48
    and the people you had on and man
  • 00:23:50
    because of you I have an interchangeable
  • 00:23:53
    seat at my table I have an
  • 00:23:56
    interchangeable seat between my
  • 00:23:57
    therapist and my emotional coach mhm and
  • 00:24:00
    you talked about that like a year and a
  • 00:24:01
    half I want to say and and what I
  • 00:24:03
    learned was that my emotions I was
  • 00:24:06
    making financial decisions based upon my
  • 00:24:09
    emotions when my emotions shouldn't be
  • 00:24:12
    making decisions I should be managing my
  • 00:24:14
    emotions yes but my emotions should not
  • 00:24:17
    be managing me and I've made bad
  • 00:24:20
    financial decisions because of how I
  • 00:24:22
    felt off of my emotions and if I'm being
  • 00:24:24
    honest and vulnerable I've lost out on
  • 00:24:26
    great relationships
  • 00:24:29
    friends because I didn't bage my
  • 00:24:32
    emotions and and I'm like so when I
  • 00:24:35
    heard you say that like bro I got
  • 00:24:37
    convicted I was like look at Lou over
  • 00:24:38
    here
  • 00:24:39
    preaching I was like Lou does he know he
  • 00:24:42
    a prophet so I literally Ste back and
  • 00:24:44
    started looking for emotional coaches
  • 00:24:46
    because I realized like man if I'm being
  • 00:24:49
    honest like Lou to to this day I still
  • 00:24:51
    meet with uh I still meet with him and
  • 00:24:53
    to this day it is still a struggle for
  • 00:24:55
    me to control and manage my emotions
  • 00:24:59
    because when you have that feeling you
  • 00:25:01
    got to be like no this this this my
  • 00:25:03
    emotions I cannot make a decision in
  • 00:25:06
    this state yeah and I've made decisions
  • 00:25:08
    in that state that has cost me a lot of
  • 00:25:10
    money that has I've probably lost out on
  • 00:25:15
    an amazing woman because of that I
  • 00:25:17
    probably lost business relationships um
  • 00:25:20
    and even friendships because of that but
  • 00:25:23
    I think um I I hear this often within
  • 00:25:27
    the world and man if you feel feeling
  • 00:25:28
    bad man just go to the mall and just do
  • 00:25:30
    some window no shopping that's your
  • 00:25:31
    emotions talk you know what man uh uh we
  • 00:25:34
    tend to go buy things when we're feeling
  • 00:25:37
    a certain kind of way that's your
  • 00:25:38
    emotions talking and so I I would
  • 00:25:40
    encourage people man to get that
  • 00:25:43
    interchangeable seat between a therapist
  • 00:25:45
    and emotional coach and they work
  • 00:25:46
    together my therapist helps me
  • 00:25:48
    understand the Practical reason of why I
  • 00:25:50
    made the decision my emotional coach is
  • 00:25:52
    helping me understand why I'm feeling
  • 00:25:54
    the way that I'm feeling and how to
  • 00:25:55
    control that yeah it's interesting I
  • 00:25:56
    mean I can definitely relate to that and
  • 00:26:00
    and for me I've learned that regulating
  • 00:26:02
    the emotions like allowing yourself to
  • 00:26:04
    feel it but not act on them necessarily
  • 00:26:07
    until you regulate and understand them
  • 00:26:09
    gives you more sense of Freedom gives
  • 00:26:11
    you more sense of power and peace in the
  • 00:26:13
    decision and doesn't mean you're always
  • 00:26:14
    going to feel good yeah uh and you're
  • 00:26:16
    going to have to go through
  • 00:26:17
    uncomfortable situations but when you
  • 00:26:19
    can learn to regulate them you can have
  • 00:26:21
    more peace in the decisions you make
  • 00:26:23
    after you feel the emotions and one of
  • 00:26:25
    the challenges you know some people
  • 00:26:26
    spend their money on things when they
  • 00:26:28
    feel overwhelmed or excited or stressed
  • 00:26:32
    yeah I was more of an emotional eater
  • 00:26:34
    where it was like I would just go eat
  • 00:26:35
    food I didn't eat things I wasn't like
  • 00:26:37
    let me go buy the shiny thing to feel
  • 00:26:39
    good or wi your shop or go on Amazon
  • 00:26:41
    that was never my thing but it was like
  • 00:26:42
    let me get the ice cream let me get the
  • 00:26:44
    pizza to comfort me so whatever your
  • 00:26:47
    Vice is of comfort yeah yeah you luckily
  • 00:26:50
    I wasn't a spender on things to go in
  • 00:26:52
    debt which takes years to get out of
  • 00:26:55
    right is this my water yeah but I was a
  • 00:26:59
    you know a spender of food that created
  • 00:27:01
    physical debt right it created it
  • 00:27:03
    created physical weight that I then had
  • 00:27:05
    to carry with me constantly so whatever
  • 00:27:07
    the weight is you're carrying or
  • 00:27:09
    whatever the thing that you're spending
  • 00:27:11
    to add more weight into your financial
  • 00:27:13
    pocket or to your physical bucket
  • 00:27:16
    whatever it might be or your your weight
  • 00:27:18
    might be like Oh I'm going to go sleep
  • 00:27:20
    with a bunch of women because I want to
  • 00:27:21
    just feel good because I don't feel good
  • 00:27:23
    right now you're you're picking up that
  • 00:27:25
    relational baggage whatever it might be
  • 00:27:27
    or spiritual baggage from you know being
  • 00:27:31
    in all those relationships it's just
  • 00:27:33
    learning how to regulate it better so we
  • 00:27:35
    can have more abundance wellness and
  • 00:27:38
    freedom like you talk about uh in your
  • 00:27:40
    book take your seat at the table and I
  • 00:27:42
    think that's the that's a big challenge
  • 00:27:43
    for people when you talked about when
  • 00:27:45
    you talk about you know if you're in
  • 00:27:48
    debt 100 Grand 100 200 Grand from
  • 00:27:50
    student loans and other two cars it
  • 00:27:53
    might seem daunting you talked about
  • 00:27:55
    this okay get clear on a 12mon threeyear
  • 00:27:57
    5year vision and understand what why you
  • 00:28:00
    want that Vision in these 12 months 3
  • 00:28:02
    years and 5 years some people might say
  • 00:28:04
    oh man I have to cut all of my fun out
  • 00:28:07
    of my life for the next five years I
  • 00:28:09
    have to live so below my means and cut
  • 00:28:13
    all all the food are going out all the
  • 00:28:15
    fun all the activities and trips I have
  • 00:28:16
    to cut it all out because of the
  • 00:28:18
    financial baggage and debt that I'm in
  • 00:28:21
    in order to in five seven years be debt
  • 00:28:24
    free and that seems exhausting most
  • 00:28:27
    people don't have the discipline
  • 00:28:30
    emotionally mentally or financially to
  • 00:28:31
    go so below their means when they've
  • 00:28:34
    gone into debt for years and they've
  • 00:28:36
    created an identity of debt yeah and
  • 00:28:38
    spending yeah how does someone wrap
  • 00:28:40
    their head around that complete death of
  • 00:28:43
    an identity on who they've been to say
  • 00:28:46
    oh in order to be debt free I'm going to
  • 00:28:47
    take five years of my life to be you
  • 00:28:50
    know so below my means cut out
  • 00:28:52
    everything and then I can finally be
  • 00:28:55
    free this is School of greatness I
  • 00:28:59
    I would ask them how are you feeling
  • 00:29:00
    right now yeah probably trapped probably
  • 00:29:03
    stressed anxious avoidant they're
  • 00:29:05
    probably even know how much death
  • 00:29:06
    they're in because they don't want to
  • 00:29:07
    keep looking at it because it doesn't
  • 00:29:09
    feel good it's like it's like when you
  • 00:29:11
    gain weight you don't want to look jump
  • 00:29:12
    on the scale because you're like H I
  • 00:29:14
    don't want to look at that but well I
  • 00:29:17
    got to say this respectfully I don't
  • 00:29:18
    have to jump on the scale to know that
  • 00:29:20
    I'm in a bad situation I need to change
  • 00:29:21
    my life the scale is just going to
  • 00:29:23
    confirm what I already know yes and I
  • 00:29:25
    think what what what I when I hear
  • 00:29:27
    people say like man I got to do all this
  • 00:29:29
    I said okay cool don't do that live this
  • 00:29:31
    for the rest of your life then yeah yeah
  • 00:29:33
    live the life scared to look at your
  • 00:29:35
    checking account live the life for the
  • 00:29:37
    rest of your life scared to go to to the
  • 00:29:39
    to the mailbox I I was there bro I was
  • 00:29:43
    there to where I would drive by the
  • 00:29:45
    mailbox knowing that the mail is
  • 00:29:47
    probably packed because I knew there was
  • 00:29:49
    bills in there that I didn't want to see
  • 00:29:51
    but I still knew the bills were there
  • 00:29:54
    but the thing was going to the mailbox
  • 00:29:56
    was just confirmation of what already
  • 00:29:58
    knew and man I'm telling you I I I I
  • 00:30:01
    felt the heaviness of I know my money is
  • 00:30:05
    not good I felt the heaviness of I know
  • 00:30:08
    I'm not free I can't live this free life
  • 00:30:11
    because I know it and I was just scared
  • 00:30:14
    to to face reality of I have to change
  • 00:30:17
    and so here's here's what I teach you
  • 00:30:21
    know within within my world you know at
  • 00:30:23
    at the table with Anthony O'Neal and
  • 00:30:25
    even with this book is that man if you
  • 00:30:27
    can give me 18 or 24 months I we can
  • 00:30:30
    change your life I can't change it I'm
  • 00:30:32
    not the hero you are the hero I'm going
  • 00:30:34
    to guide you through the process but if
  • 00:30:37
    you do not change anything you're going
  • 00:30:39
    to sacrifice the rest of your life
  • 00:30:42
    living in misery Li living with with no
  • 00:30:44
    Freedom with no ownership because you're
  • 00:30:47
    fearful to be uncomfortable for 12 to 24
  • 00:30:50
    months and so if I'm uncomfortable a
  • 00:30:52
    little bit for 12 to 24 months to get
  • 00:30:55
    the rest of my life to live a life of
  • 00:30:57
    abundance weal and freedom I'm taking 12
  • 00:31:00
    to 24 months because I what I'm doing is
  • 00:31:04
    I've got adjusted that's so good right
  • 00:31:06
    there I've got adjusted to being
  • 00:31:08
    uncomfortable like I I feel I've made
  • 00:31:12
    this messy life of M comfortable and I'm
  • 00:31:16
    like man like I deserve a home but
  • 00:31:20
    because my life style right now I'm only
  • 00:31:23
    warant a a an apartment but I can get a
  • 00:31:27
    house but but but I cannot ah no no no
  • 00:31:31
    you know what Anthony I'm going to
  • 00:31:32
    change
  • 00:31:34
    2025 I'm going to get on the plan I'm
  • 00:31:36
    being realistic with it you know what
  • 00:31:38
    it's going to probably take me to the
  • 00:31:39
    end of 2026 to get out of debt but
  • 00:31:41
    here's the thing 2026 comes two years
  • 00:31:44
    flies by quick Bo it flies by crazy
  • 00:31:49
    quick it seems like forever but when
  • 00:31:52
    you're there it's like man what happened
  • 00:31:53
    the last two years just the first month
  • 00:31:54
    of this year just flew by man i' I've
  • 00:31:56
    been I I've been out of my own for four
  • 00:31:59
    years you cannot ask me like it doesn't
  • 00:32:02
    feel like four years now because we wake
  • 00:32:05
    up every single day and we starting over
  • 00:32:08
    it's okay but wait but before you know
  • 00:32:09
    it two years have gone by and I ask
  • 00:32:13
    people to imagine themselves yes I'm
  • 00:32:15
    going to be honest with you I'm not
  • 00:32:16
    going to sit here and sell you a bunch
  • 00:32:18
    of you know oh h no no listen you're
  • 00:32:20
    right you're in $150,000 in debt I know
  • 00:32:23
    you feel that stress how do we what is a
  • 00:32:26
    system and what is a process to get out
  • 00:32:29
    of that I have this method that I teach
  • 00:32:32
    it's called earn and I teach people how
  • 00:32:34
    to earn their freedom how to earn a
  • 00:32:37
    different level of finances and the E
  • 00:32:39
    stands for listen you got to evaluate
  • 00:32:41
    where you currently are in life and with
  • 00:32:43
    your finances which we talked about
  • 00:32:45
    earlier like hey pull your credit report
  • 00:32:47
    pull how much debt that you have and
  • 00:32:49
    watch this debt is not just on paper but
  • 00:32:51
    do you owe family and friends money
  • 00:32:54
    right if you told them hey I'm going to
  • 00:32:55
    pay you back get all of that on the
  • 00:32:57
    sheet of paper and evaluate where you
  • 00:32:59
    are the a stands for now you got to
  • 00:33:02
    arrange the vision we talked about the
  • 00:33:03
    vision okay now um now that we know how
  • 00:33:07
    much we are what is the vision where we
  • 00:33:09
    going right and the r stands for render
  • 00:33:12
    the strategy this is where people fail
  • 00:33:15
    at we do not get a proven strategy on
  • 00:33:19
    how to make money easy we don't get a
  • 00:33:20
    proven strategy on how to get out of
  • 00:33:22
    debt we don't get a strategy on how do
  • 00:33:24
    we change our life within the 12 to 24
  • 00:33:26
    months what we'll do is okay I got I
  • 00:33:28
    know I got some debt I know I want to be
  • 00:33:30
    debt free let me go on Tik Tok that's
  • 00:33:32
    not a strategy to go on Tik Tok that's
  • 00:33:34
    not a strategy to go on YouTube and just
  • 00:33:35
    follow your favorite YouTuber but you
  • 00:33:37
    got to get with someone who has done it
  • 00:33:39
    who who has the fruit of their labor who
  • 00:33:42
    has put together a proven strategy that
  • 00:33:44
    you can follow and you may have to
  • 00:33:46
    adjust for yourself but here's the key
  • 00:33:49
    where I think a lot of people fell at
  • 00:33:51
    and that is the end they don't act so
  • 00:33:53
    the end is now act so you can get the
  • 00:33:56
    vision you know where you are with all
  • 00:33:57
    your money you know that you you need to
  • 00:33:59
    change you got a proven system and a
  • 00:34:01
    proven strategy a proven book that will
  • 00:34:04
    work mhm but now you don't want to do
  • 00:34:07
    nothing because it's been easy to sit
  • 00:34:09
    there and just swipe the credit card
  • 00:34:11
    it's been easy to sit there and just go
  • 00:34:12
    spend all this money and you've gotten
  • 00:34:14
    so used to this this this I call it a
  • 00:34:18
    horrible life because a horrible life
  • 00:34:21
    has just become so normal to you to
  • 00:34:24
    where you can't even
  • 00:34:25
    imagine what it feels like to to be that
  • 00:34:28
    free and I and and you got the money man
  • 00:34:29
    we we both living this life man it feels
  • 00:34:33
    so good to wake up Lis and you know
  • 00:34:39
    what I think I'm g go there maybe he
  • 00:34:42
    don't get dressed he don't go to Mexico
  • 00:34:44
    right you know it just feels good to
  • 00:34:46
    know that I can do that it feels good to
  • 00:34:48
    know that I when I got the call when you
  • 00:34:50
    Tex he let's do the show I was like all
  • 00:34:51
    right bet I fly out there couple weeks
  • 00:34:53
    boom I didn't have to worry about okay
  • 00:34:56
    wait I'm going to do this money but it's
  • 00:34:58
    like it feels good to know that on the
  • 00:35:00
    first of them I pay my mortgage payments
  • 00:35:02
    and I pay my utility bills that's it and
  • 00:35:06
    all the rest of the money comes in and
  • 00:35:08
    it feels good that I can give to my
  • 00:35:09
    local church I can give to to this area
  • 00:35:11
    and it feels good that when I do meet my
  • 00:35:13
    wife I can look at her and say you know
  • 00:35:15
    what B you know I feel like going to
  • 00:35:19
    gner today let's go to gner next week
  • 00:35:22
    what are kids doing they out of school
  • 00:35:24
    take them with us it feels good to do
  • 00:35:27
    that but if I don't evaluate where I'm
  • 00:35:29
    am I am in life and with my finances if
  • 00:35:32
    I don't arrange the vision of where I
  • 00:35:34
    see myself and my family going and if I
  • 00:35:37
    don't render a strategy and I think
  • 00:35:39
    that's key you got to find a strategy
  • 00:35:42
    that works because if you don't find the
  • 00:35:43
    strategy you're going to be stressed
  • 00:35:45
    continue stressed about the situation
  • 00:35:47
    that you're in and you got to act
  • 00:35:49
    because if we don't act now it's just a
  • 00:35:51
    dream yeah I love that earn principle
  • 00:35:54
    yeah what's the biggest Financial
  • 00:35:55
    mistake you made in the last year and
  • 00:35:57
    the last year that's a good question
  • 00:36:01
    he's asking the money
  • 00:36:03
    guy within the last year money mistake
  • 00:36:08
    oh yeah that is a good one how do I say
  • 00:36:13
    this the right way
  • 00:36:16
    leis I wanted a um I've been saving up
  • 00:36:19
    to if you know anything about me man I'm
  • 00:36:21
    very big on Landscaping in my home yeah
  • 00:36:24
    I see you put up the pool and the whole
  • 00:36:25
    thing yeah social media yeah so I'm very
  • 00:36:28
    big on landscaping and so I saved for a
  • 00:36:30
    couple of years to do the pool and to do
  • 00:36:32
    a golf day I think the biggest mistake
  • 00:36:35
    that I made is I had the opportunity to
  • 00:36:38
    do a golf thing I interviewed a
  • 00:36:41
    particular person who quoted me uh I
  • 00:36:45
    would say about uh 15,000 to do the pool
  • 00:36:49
    and be honest he was a white guy black
  • 00:36:52
    guy comes in and quotes me
  • 00:36:55
    7500 says that he's never done it before
  • 00:36:57
    but he says he can do
  • 00:36:59
    it Le I chose him because I wanted to to
  • 00:37:03
    support a minority own company and he
  • 00:37:06
    was half the price right but he's never
  • 00:37:08
    done it
  • 00:37:09
    before this guy has done it and does it
  • 00:37:12
    well yeah and he he knows his worth he
  • 00:37:15
    knows his worth for his experience and
  • 00:37:18
    his product yeah he told me it would
  • 00:37:20
    take me two weeks he told me I'll have
  • 00:37:22
    it done in 3 days oh my go the guy for
  • 00:37:25
    7500 said 3 days
  • 00:37:28
    Louis so I'm like in my head oh it's a
  • 00:37:31
    black guy I'm I'm a support a black own
  • 00:37:33
    company until the day I die I'm always
  • 00:37:35
    going to figure out how can I support
  • 00:37:36
    and support my community right where I
  • 00:37:38
    can yeah you're thinking also I'm going
  • 00:37:40
    to be swimming in six days exactly I'm
  • 00:37:41
    not be waiting a month exactly so I'm
  • 00:37:44
    like okay cool I do it man I could send
  • 00:37:48
    you
  • 00:37:49
    pictures and I was so hurt because the
  • 00:37:52
    mondy mistake it wasn't selecting an
  • 00:37:55
    africanamerican company it was selecting
  • 00:37:58
    a company that doesn't know what to do
  • 00:38:01
    and because I went with that route I had
  • 00:38:04
    to call the guy back the guy I called
  • 00:38:06
    the other guy back he wouldn't touch it
  • 00:38:08
    really no because it's said May has
  • 00:38:10
    someone else going cost you even more
  • 00:38:12
    money so I had to find another company
  • 00:38:15
    that could come in and do it right and
  • 00:38:17
    thankfully because they were fans and
  • 00:38:19
    they knew of me they came in and so to
  • 00:38:21
    do my whole situation cost me about
  • 00:38:25
    $22,000 when it could have been only
  • 00:38:27
    about
  • 00:38:28
    and it took more time more energy more
  • 00:38:30
    stress man listen and it and it was just
  • 00:38:32
    it it was a I felt real bad at myself
  • 00:38:35
    because facts on table was you've never
  • 00:38:38
    done it before you told me that he was a
  • 00:38:41
    contractor he did landscaping but he's
  • 00:38:43
    never done that particular thing before
  • 00:38:46
    and I was like okay I'm GNA give you a
  • 00:38:48
    shot and the biggest money lesson that
  • 00:38:50
    I've learned is yes support minority
  • 00:38:53
    owned companies but make sure that they
  • 00:38:54
    are qualified to do the job sure sure
  • 00:38:57
    and that was a huge money mistake
  • 00:38:58
    because I ended up wasting another $7
  • 00:39:01
    $8,000 oh man and that just wasn't good
  • 00:39:03
    stewardship on my it curious about
  • 00:39:05
    two-part question okay what is your
  • 00:39:07
    definition of
  • 00:39:09
    abundance and what is blocking you and
  • 00:39:12
    most people from abundance oh man so
  • 00:39:15
    good man my definition of abundance and
  • 00:39:17
    I break it down a little bit shorter but
  • 00:39:19
    I give a real real real good definition
  • 00:39:21
    this side of the book um abundance for
  • 00:39:23
    me is just me I have so much that it's a
  • 00:39:25
    overflow that it's not just for
  • 00:39:28
    me abundance is that that that man I
  • 00:39:31
    there's a
  • 00:39:32
    overflow of Life Of Love of resources of
  • 00:39:37
    money that is it is I can't if this was
  • 00:39:41
    the water that it has to be some other
  • 00:39:43
    things down here to catch it so when I
  • 00:39:45
    feel is that from my spiritual
  • 00:39:47
    perspective when God is pouring into me
  • 00:39:49
    it's overflowing into my kids it's
  • 00:39:51
    overflowing into my community it's
  • 00:39:53
    overflowing into my wife it's over
  • 00:39:55
    overflowing into my family into my
  • 00:39:56
    friends and to me that's abundance when
  • 00:39:59
    I have so much that I can't keep it all
  • 00:40:01
    that I got to give it to everybody um
  • 00:40:04
    and so I think What's blocking people
  • 00:40:06
    from that is that we're not positioning
  • 00:40:09
    ourselves to receive abundance how do we
  • 00:40:12
    position ourselves to receive abundance
  • 00:40:14
    that's easy that's an easy question that
  • 00:40:16
    I think that's easy not easy question
  • 00:40:18
    but that's an easy conversation I think
  • 00:40:19
    a lot of people will will want a deep
  • 00:40:21
    answer for it just wake up and say I'm
  • 00:40:25
    ready just wake up and say you know what
  • 00:40:27
    I'm changing my life today and I'm going
  • 00:40:29
    to position myself to where I can do it
  • 00:40:32
    but if you're drowning in debt if if you
  • 00:40:34
    don't have an emotional coach a
  • 00:40:36
    therapist that can get your mind fixed
  • 00:40:40
    you're never going to receive abundant I
  • 00:40:42
    I was um sitting down with u a couple
  • 00:40:45
    and this particular couple Lis made me
  • 00:40:47
    cry emotionally on the ins side cuz the
  • 00:40:50
    guy said yeah man no he said well when I
  • 00:40:52
    get my paycheck I got to go buy suit I
  • 00:40:54
    got to go buy something he's in the six
  • 00:40:56
    se and he was like man you grown up he
  • 00:40:58
    like man it was just so tight that you
  • 00:40:59
    know I couldn't enjoy my money so now
  • 00:41:02
    when I get my money long as I got a roof
  • 00:41:04
    over my head clothes on my back shoes on
  • 00:41:07
    my my feet food at my table I'm going to
  • 00:41:10
    enjoy have my money I don't need this I
  • 00:41:13
    don't need we don't need all that I'm
  • 00:41:15
    like yeah you don't have an abundance
  • 00:41:18
    mindset you just have a very shallow
  • 00:41:20
    mindset that me every check you got to
  • 00:41:23
    spend it on material things and I
  • 00:41:25
    understand that because of the season
  • 00:41:27
    that he grew up in was that man we
  • 00:41:30
    couldn't we couldn't really enjoy our
  • 00:41:31
    money like he had to give his money to
  • 00:41:34
    his parents growing up to help them live
  • 00:41:36
    to help the family survive now that he
  • 00:41:38
    has his money he's like yo I have to buy
  • 00:41:40
    something for me I'm like yeah I can
  • 00:41:43
    teach you how to how to invest let your
  • 00:41:46
    Investments buy real nice things for you
  • 00:41:49
    but for his mindset was I don't need all
  • 00:41:52
    of that and I don't I don't need to he
  • 00:41:54
    literally said this my kids ain't
  • 00:41:56
    getting none of my money cuz I work for
  • 00:41:58
    it wow and I'm like yeah that's the
  • 00:41:59
    abundance mindset my kids will reap the
  • 00:42:03
    fruit of my hard
  • 00:42:06
    work my my community will reap the fruit
  • 00:42:10
    of my my family my nephews my niece will
  • 00:42:12
    reap the
  • 00:42:14
    fruit of me sitting at the head of my
  • 00:42:17
    table and I got in the abundance
  • 00:42:21
    position not just abundance but keep in
  • 00:42:24
    mind authentic is super important
  • 00:42:28
    because when you are authentic to who
  • 00:42:30
    you are it opens up way more doors and I
  • 00:42:34
    think a lot of people are fearful to be
  • 00:42:36
    authentically them and for a while I was
  • 00:42:40
    fearful to be the authentic Anthony o
  • 00:42:42
    because I
  • 00:42:43
    allow and shut me up L this this your
  • 00:42:46
    show but I allow social media to tell me
  • 00:42:50
    how to think and how to talk I allowed
  • 00:42:53
    uh friends and peers to tell me what I
  • 00:42:55
    should wear what I should do I allowed
  • 00:42:59
    um previous um bosses and companies to
  • 00:43:01
    tell me what I should read and how I
  • 00:43:03
    should talk and how I should Bree it it
  • 00:43:06
    wasn't until I said okay I'm going to be
  • 00:43:08
    the authentic version of me and if you
  • 00:43:11
    can't handle me then you're just not
  • 00:43:12
    welcome at my table doesn't mean you're
  • 00:43:15
    a bad person doesn't mean you're a bad
  • 00:43:16
    company doesn't mean you're a bad
  • 00:43:17
    organization doesn't mean you're a bad
  • 00:43:19
    girlfriend or a bad boyfriend it just
  • 00:43:20
    simply means that no in order for me to
  • 00:43:22
    fulfill and really feel that level of
  • 00:43:25
    freedom I got to be the authentic
  • 00:43:27
    Anthony O'Neal and so for me the
  • 00:43:30
    authentic Anthony O'Neal talks like this
  • 00:43:32
    thinks like this um acts like this man
  • 00:43:35
    like you you listen to me in my show and
  • 00:43:37
    and y'all probably heard me my grammar
  • 00:43:39
    is not the perfect thing but man I used
  • 00:43:41
    to be like okay wa let me talk like
  • 00:43:43
    this but I've
  • 00:43:46
    learned no not everyone's going to like
  • 00:43:49
    me so everyone's not gonna like me why
  • 00:43:52
    am I trying to please everyone there's
  • 00:43:54
    so much freedom and there's so many you
  • 00:43:57
    can do so much more with your resources
  • 00:43:59
    get the job that you really desire get
  • 00:44:00
    the career that you really want to get
  • 00:44:02
    and even build the business that you
  • 00:44:03
    really want to build when you are your
  • 00:44:05
    authentic self and the truth of the fact
  • 00:44:06
    is Louis I've made more money being the
  • 00:44:10
    authentic me than I when I wasn't the
  • 00:44:14
    authentic me I made good money but I
  • 00:44:16
    didn't make this much money powerful
  • 00:44:19
    speaking of authentic money and we might
  • 00:44:21
    have time for one or two more questions
  • 00:44:22
    then we got to get you to the airport
  • 00:44:24
    yeah um I'm curious your
  • 00:44:27
    thoughts or beliefs around the spiritual
  • 00:44:31
    path to being able to Steward money and
  • 00:44:35
    your beliefs around or what you've been
  • 00:44:36
    taught around what you think God or the
  • 00:44:38
    universe wants us to become in order to
  • 00:44:41
    be good stewards of money so we can
  • 00:44:43
    receive an abundance and overflow of it
  • 00:44:46
    amen you know I think that money answers
  • 00:44:49
    all things right and so for me when I
  • 00:44:52
    think of the spiritual connection of
  • 00:44:54
    stewardship stewardship has been on my
  • 00:44:56
    heart a lot lately and I'm really
  • 00:44:58
    excited about this word stewardship
  • 00:45:00
    because I'll tell you the truth now that
  • 00:45:02
    I really want to get back into serving
  • 00:45:04
    in a local church and becoming a
  • 00:45:05
    stewardship Pastor because I think
  • 00:45:07
    within the body of Christ we've kind of
  • 00:45:09
    taken the word of stewardship that it
  • 00:45:12
    only means money but that's not the case
  • 00:45:15
    stewardship means I Steward I manage
  • 00:45:19
    what God has given so stewardship is not
  • 00:45:22
    just money stewardship if you're going
  • 00:45:23
    to be successful with money you got to
  • 00:45:25
    be a good Steward in other areas as well
  • 00:45:27
    yeah means I manage what's not mine so
  • 00:45:30
    the time that I have on this Earth as a
  • 00:45:32
    Christian it's not my time it's God time
  • 00:45:34
    these clothes that I have on these are
  • 00:45:35
    not my clothes they're God's clothes I'm
  • 00:45:37
    Steward in that um watch this the wife
  • 00:45:39
    that I have that I will get that's not
  • 00:45:42
    my that's my wife but it's his daughter
  • 00:45:45
    I'm called to Steward her and protect
  • 00:45:48
    her the kids that I have it's not mine
  • 00:45:51
    from a Biblical perspective I'm just
  • 00:45:52
    stewarding them for 21 years wow it is
  • 00:45:55
    my responsibility to raise them and
  • 00:45:57
    train them in the way that they should
  • 00:45:59
    go to fulfill the assignment on their
  • 00:46:00
    life so I think if we're going to be
  • 00:46:02
    good Steward with money so we can
  • 00:46:04
    receive abundance we have to understand
  • 00:46:06
    that everything that we have in life is
  • 00:46:08
    not ours wow and it's just called for us
  • 00:46:11
    to Steward so the time that I have with
  • 00:46:14
    you um um I didn't do a whole bunch of
  • 00:46:16
    podcast on this book because I was like
  • 00:46:18
    I think there bad stward for me to go
  • 00:46:20
    over there but it's good Steward for me
  • 00:46:22
    to come to lisis house because that's my
  • 00:46:24
    brother I know we're going to have an
  • 00:46:25
    intellectual conversation that's good
  • 00:46:27
    leave here go over here and do that but
  • 00:46:29
    it's like now in the season of my life
  • 00:46:30
    I'm stewarding every hour of my day well
  • 00:46:34
    because I want to make sure that I'm not
  • 00:46:36
    wasting that time on something that
  • 00:46:38
    doesn't get me closer to the assignment
  • 00:46:40
    that I need to fulfill right and so if
  • 00:46:42
    we're going to be good with money if
  • 00:46:44
    we're going to receive all the abundance
  • 00:46:46
    we cannot solely focus on money we got
  • 00:46:49
    to focus on everything that God is
  • 00:46:51
    giving us in our life me it stewards
  • 00:46:53
    over every single thing one of the
  • 00:46:55
    prayers I'm really praying for right now
  • 00:46:56
    now is like God and I'm practicing it
  • 00:46:59
    God when I'm blessed to have a family
  • 00:47:01
    God let me Ste that family well W well
  • 00:47:03
    Anthony how are you going to do that and
  • 00:47:05
    I told you this before before the show I
  • 00:47:07
    was like man I lost out on a good woman
  • 00:47:08
    because I didn't make her a priority I I
  • 00:47:11
    wasn't being intentional I didn't
  • 00:47:12
    Steward That season well with her so now
  • 00:47:15
    what I'm doing is man I don't work on
  • 00:47:17
    Fridays I'm positioning myself to when
  • 00:47:20
    that when that comes I can Steward that
  • 00:47:23
    relationship well and I believe that if
  • 00:47:25
    we can Steward that well right and get
  • 00:47:27
    the right partner man like you I mean
  • 00:47:30
    your wife is amazing and I've seen her
  • 00:47:32
    work man you all just going to make more
  • 00:47:33
    money together because of the true
  • 00:47:35
    partnership right so the lwis house we
  • 00:47:37
    see today this time next year it's going
  • 00:47:40
    to be a different Louis house because
  • 00:47:41
    now you you're married you have a true
  • 00:47:43
    partnership y'all are stewarding that
  • 00:47:45
    well and I just believe God is just
  • 00:47:47
    going to bless it man so that's that's
  • 00:47:49
    my thoughts that's beautiful man and
  • 00:47:51
    when your next book comes out around
  • 00:47:52
    money we'll have to do a whole thing
  • 00:47:53
    about how engaged couples should be how
  • 00:47:56
    they should merge spiritually and
  • 00:47:58
    financially their asset together so
  • 00:48:01
    that'll be the next conversation we have
  • 00:48:03
    do time but for now I want people to get
  • 00:48:05
    a copy of your book take your seat at
  • 00:48:07
    the table live an authentic life of
  • 00:48:09
    abundance wellness and Freedom by
  • 00:48:11
    Anthony O'Neal also on social media
  • 00:48:13
    YouTube Anthony O'Neal make sure to
  • 00:48:15
    check out his channel his show and all
  • 00:48:18
    the good things uh any final thing on
  • 00:48:21
    your heart or mind that you would like
  • 00:48:22
    to to finish before we got to jump you
  • 00:48:25
    out of here amen listen number one thank
  • 00:48:27
    you so much Louis for always opening the
  • 00:48:29
    door for me to come on man um it's
  • 00:48:31
    always an honor and y'all I got to say
  • 00:48:34
    this I know we're promoted my book but I
  • 00:48:36
    will be remissed uh to not encourage you
  • 00:48:38
    all to pre-order my brother's book make
  • 00:48:40
    money easy um come over my show we dive
  • 00:48:43
    deep into it at the table because I
  • 00:48:45
    can't wait to um have this conversation
  • 00:48:47
    but I would definitely like to end with
  • 00:48:48
    this that if you're going to take a seat
  • 00:48:50
    at the head of your table in
  • 00:48:52
    2025 there's a key thing that you got to
  • 00:48:54
    do that I believe that a lot of people
  • 00:48:56
    skip over we tell everyone to mind your
  • 00:48:57
    business like hey get get out of my
  • 00:48:59
    business just mind your business but I
  • 00:49:01
    think the key thing for 2025 is 2025 is
  • 00:49:04
    you have to mind your business because
  • 00:49:08
    our mind is your number one business and
  • 00:49:11
    so I I want encourage people that if you
  • 00:49:13
    going to take a seat at the head of your
  • 00:49:14
    table the only way you can honestly
  • 00:49:17
    build a successful future is to grow
  • 00:49:19
    your number one asset which is your mind
  • 00:49:22
    read the right books get my book take
  • 00:49:23
    your seat at the table get Louis new
  • 00:49:25
    book uh make money easy um um get other
  • 00:49:28
    folks listen to podcast that's going to
  • 00:49:30
    grow your mind because what we put in
  • 00:49:32
    here goes into our heart what what comes
  • 00:49:35
    into our heart is going to naturally
  • 00:49:36
    flow out of our hores and when that
  • 00:49:38
    naturally flows out it's going to be
  • 00:49:40
    good stuff flowing out that is going to
  • 00:49:42
    produce abundance wellness and freedom
  • 00:49:44
    but if we're always filling oursel up
  • 00:49:45
    with what shade room says what this ISS
  • 00:49:47
    what gossip bloggers then we're just
  • 00:49:49
    we're going to pour that out and we're
  • 00:49:51
    not going to see our life progressing
  • 00:49:52
    forward and so if you want to take a
  • 00:49:54
    seat at the head of your table mind your
  • 00:49:56
    B
  • 00:49:57
    and uh come check me out my man thank
  • 00:49:59
    you brother love you brother appreciate
  • 00:50:01
    you man yes sir thank you so much for
  • 00:50:04
    being here I hope you got some value
  • 00:50:06
    from this episode as much as I did if
  • 00:50:08
    you did please do me a favor and click
  • 00:50:11
    the like button right now if you like
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    now like this video share a comment
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    below on your biggest takeaway and also
  • 00:50:44
    I've got some big news a new book if
  • 00:50:46
    you're looking to create Financial
  • 00:50:47
    Freedom in your life and you want more
  • 00:50:49
    abundance and you want a richer life
  • 00:50:51
    then make sure to check out my new book
  • 00:50:53
    make money easy I think you're going to
  • 00:50:56
    love this and it's all about creating
  • 00:50:58
    Financial Freedom the link is below in
  • 00:51:00
    the description or you can go to
  • 00:51:01
    makemoney easy
  • 00:51:03
    book.com and check it out
  • 00:51:06
    empowerment I think if if you would hope
  • 00:51:11
    that when you leave that you've
  • 00:51:15
    empowered somebody in their
  • 00:51:19
    life uh to do something better yeah it's
  • 00:51:22
    one of the great things about Shark Tank
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    where was I just the other
Etiquetas
  • Finance
  • Debt Management
  • Financial Education
  • Wealth Building
  • Budgeting
  • Emotional Health
  • Money Mindset
  • Abundance
  • Stewardship
  • Investing