00:00:10
on a beautiful day in June
00:00:13
2018 I went into work as
00:00:16
usual by 11:00 that day I had no job I
00:00:22
was 56 years
00:00:24
old I realized I had two
00:00:27
options one was to panic and
00:00:31
cry and the other option was to take
00:00:34
control I decided to take option number
00:00:39
two good morning everyone I'm Raina and
00:00:42
welcome to small retired life on this
00:00:44
channel we talk about all things
00:00:46
retirement and about living a small
00:00:49
retired life but a meaningful life so
00:00:52
let's talk about my layoff story at the
00:00:54
age of 56 as I said I went into work and
00:01:00
and I thought it would be a day like any
00:01:03
other day and I had meetings with
00:01:08
clients that morning my job entailed a
00:01:10
lot of uh client meetings that were out
00:01:13
of the office so I had a coffee set up
00:01:15
with a client and so that's what I was
00:01:19
going to do that
00:01:20
morning and I went to my meeting and I
00:01:25
heard my phone Ding and I looked down
00:01:28
and there was a message from my boss now
00:01:31
just to backtrack a little bit my boss
00:01:33
actually worked in a completely
00:01:35
different city in a different Province
00:01:38
and she came in to our office that day
00:01:41
and she had the HR guy with her I'm
00:01:44
sitting there at this coffee meeting and
00:01:46
I'm thinking you know what I have a
00:01:48
feeling I'm getting laid off and so when
00:01:52
my phone dinged and I looked down and it
00:01:55
was an email from my boss saying hey I
00:01:59
know you're out of the office but could
00:02:01
you come back I just want to have a
00:02:02
quick meeting with
00:02:09
you I knew I knew at that point that I
00:02:13
was getting laid off and there
00:02:17
was a couple of things that kind of went
00:02:20
through my mind and I
00:02:22
thought okay I have two options here I
00:02:26
can completely lose it freak out Panic
00:02:31
cry whatever and then the other option
00:02:35
was to actually take control of my life
00:02:38
and take control of the
00:02:40
situation and just go back to the office
00:02:44
in a position of
00:02:46
strength and I decided to do that
00:02:51
because I'm a bit of a stoic I kind of
00:02:54
feel that life hands you
00:02:58
situations and
00:03:01
there are things that you can't you have
00:03:04
no power to prevent from happening
00:03:06
essentially your company has decided to
00:03:09
lay you off and there's nothing that you
00:03:11
can do about that they have made that
00:03:14
decision
00:03:16
so the better way to be is to accept it
00:03:21
and to be in control how you deal with
00:03:24
that outcome as opposed to letting them
00:03:28
have the power of dealing with with
00:03:32
it so I went back to the office to face
00:03:35
the music um I got to the office and I
00:03:40
went into the meeting and there was our
00:03:44
HR guy sitting there with my boss and so
00:03:49
I knew for sure what was happening I
00:03:53
very kindly before anything started said
00:03:58
hey I know I'm getting laid off off um
00:04:01
I'm all good and I looked at my boss and
00:04:04
I asked her to leave because quite
00:04:06
frankly I did not feel like hearing why
00:04:12
they were laying me off you know that it
00:04:14
wasn't my
00:04:15
fault um and whatever kind of thing that
00:04:20
uh they tell you in situations like this
00:04:25
and I just really didn't want to hear it
00:04:27
and so I said I'm I'm just you know
00:04:31
going to go through my package and we'll
00:04:35
just leave it at
00:04:37
that at that point I decided to go home
00:04:41
and to process the news and I think
00:04:45
that's the important thing to do is when
00:04:48
something like this happens to you is
00:04:51
give yourself time to actually process
00:04:54
what's
00:04:55
happened grieve your job because losing
00:04:59
your job
00:05:01
is it's not a good thing you need to
00:05:05
grieve that job you need to
00:05:08
just settle in with yourself
00:05:12
and kind of figure out how you're
00:05:16
feeling in that
00:05:18
moment I um basically sat there all
00:05:22
afternoon just um going over what had
00:05:25
happened and I decided that I just
00:05:29
wanted to take a time out it was June
00:05:32
summer was coming
00:05:35
and in Calgary summers are really short
00:05:38
only like maybe two months and the rest
00:05:41
of the year it's pretty much winter
00:05:44
practically so I just decided
00:05:49
to enjoy my summer and that's something
00:05:52
I've never done
00:05:53
before um I've never just been laid off
00:05:58
and taken the time to just enjoy myself
00:06:02
and enjoy the summer what you have to
00:06:06
understand is Calgary is an oil and gas
00:06:08
City so a lot of companies here get
00:06:11
bought and sold and getting laid off is
00:06:14
kind of a normal thing and I had been
00:06:17
laid off before but it was different
00:06:19
because I was a lot
00:06:21
younger and typically those kind of
00:06:24
layoffs included huge packages and it
00:06:27
was kind of great to get laid off
00:06:29
because you got this huge amount of
00:06:31
money and um you were able to put it
00:06:34
away and then find another job and
00:06:37
that's what happened to me I you know
00:06:39
was laid off and then I got this huge
00:06:42
amount of money put it away for
00:06:44
retirement and a week later I had a job
00:06:47
but this was different I mean 56 you
00:06:49
guys like a lot of employers just don't
00:06:52
want to hire you when you're that old
00:06:55
because they honestly kind of believe
00:06:58
that you're only going going to be there
00:07:00
a few years and then you're going to
00:07:02
retire and they just don't want to put
00:07:04
that kind of an effort into um training
00:07:09
and uh steering a new employee to get
00:07:12
basically three or four years out of
00:07:15
someone what concerned me is like I mean
00:07:20
I had thought about retirement planned
00:07:23
for retirement but I really wasn't kind
00:07:27
of looking to retire for for at least
00:07:30
another four five years so I was
00:07:33
thinking like maybe 60 61 62 but it was
00:07:38
a very
00:07:40
um kind of in the distance thing and I
00:07:47
definitely wasn't looking to be not
00:07:50
working at the age of
00:07:53
56 so I went through my summer just
00:07:56
really enjoyed my summer and um
00:07:59
in September of that year I decided that
00:08:02
I was going to go to Melbourne for a
00:08:04
month or so my son lived in Melbourne
00:08:07
and I just thought here's an opportunity
00:08:09
to go over there and actually spend some
00:08:12
meaningful time so I booked a trip uh
00:08:14
and I went to Melbourne for just over a
00:08:19
month so essentially that brought me
00:08:21
back to Calgary at that point at some
00:08:23
time in
00:08:25
November
00:08:28
and in November of
00:08:31
2018 I decided to take stock of my
00:08:34
finances really look at where I was at
00:08:40
um what would be the best course of
00:08:42
action do I look for another job do I
00:08:45
try to make things work the way they
00:08:48
were I I really was not in a position to
00:08:52
completely retire at that point I needed
00:08:55
at least another three years years
00:09:00
minimum of work
00:09:03
and the way my layoff package was
00:09:06
structured it really was in my best
00:09:08
interest not to look for work um
00:09:11
immediately after I got laid off but by
00:09:14
November I knew that I needed something
00:09:17
so I started looking for work
00:09:20
and it was not looking good um I had
00:09:25
applied at quite a few places and wasn't
00:09:27
really hearing back I was read reaching
00:09:29
out to my
00:09:31
network
00:09:34
and I don't know all of a sudden I saw
00:09:38
an ad come across my
00:09:40
LinkedIn for a maternity leave position
00:09:45
in my field with a company that was my
00:09:47
client in my in my previous job and I
00:09:51
reached
00:09:52
out and it was a contract position for
00:09:56
one
00:09:56
year and I thought
00:10:00
wow this would be so great it would give
00:10:03
me an extra year of working it would
00:10:07
give me time to kind of
00:10:10
decide where I wanted to go and just
00:10:15
give me a little bit of breathing space
00:10:17
to assess
00:10:20
if I wanted to retire or if I wanted to
00:10:23
go to work or you know what the
00:10:26
situation was so I applied for the job
00:10:29
and
00:10:30
and I got
00:10:32
it of course when 2020 came around um
00:10:37
February of 2020 to be exact I finished
00:10:40
my job in the middle of that month
00:10:44
and literally two weeks later the world
00:10:47
went into
00:10:49
lockdown
00:10:51
and everything everything was
00:10:55
different the great thing the absolute
00:10:58
best thing that happened was because I
00:11:01
was in that contract position for just
00:11:05
over a
00:11:06
year I had gathered enough hours that I
00:11:10
actually qualified for unemployment
00:11:12
insurance if you're
00:11:14
American you know
00:11:17
Canada does have a little bit of a
00:11:20
better social structure than you would
00:11:23
find uh in America but only because we
00:11:27
pay a lot more taxes to be able to have
00:11:31
this but this really worked out for me
00:11:34
because essentially the world shut down
00:11:37
I couldn't look for anything else even
00:11:39
if I wanted to look for anything else
00:11:42
because no one was hiring no one was
00:11:45
doing anything companies were trying to
00:11:48
figure out how to function without
00:11:50
having employees to come into the office
00:11:54
so I was able to get unemployment
00:11:56
insurance for almost a year and and so
00:12:00
that essentially tied me over for
00:12:03
another year so out of the four years
00:12:06
that I really needed between my package
00:12:10
and my contract position and my
00:12:12
unemployment
00:12:14
insurance I covered off pretty much
00:12:17
three years so I knew that I would be
00:12:23
okay I knew that I could go into
00:12:27
retirement
00:12:29
and figure out what was next for my life
00:12:33
so here are some tips just off the top
00:12:37
of my head that I can give you uh if you
00:12:41
get laid off in late life number one
00:12:45
number one the most important
00:12:48
thing take control of the situation take
00:12:52
control of your layoff story because
00:12:57
that will make it so much easier for you
00:13:00
to deal with the aftermath and all of
00:13:04
the thoughts that come to you after
00:13:07
you've been laid off because you go
00:13:09
through you know anger denial sorrow all
00:13:13
of these grieving processes because jobs
00:13:17
are a big thing for us there are
00:13:19
livelihoods they are what allows us to
00:13:23
pay for
00:13:24
things
00:13:27
secondly stay PA positive as much as you
00:13:30
can but don't be afraid to grieve don't
00:13:33
be afraid to just sit there with a glass
00:13:36
of wine or a cup of coffee or whatever
00:13:39
your comfort drink is and
00:13:42
grieve your job and grieve the life that
00:13:46
you've
00:13:47
had and that you no longer
00:13:53
have I think the next thing after that
00:13:56
is to adapt a growth mindset
00:14:00
instead of thinking about everything
00:14:02
that you've lost begin to think about
00:14:06
the type of
00:14:07
opportunities that you can gain or that
00:14:11
you can make happen because these
00:14:16
opportunities
00:14:18
are in your power to make happen as long
00:14:23
as you think about them and you get to
00:14:25
plan them and you you kind of consider
00:14:29
the options so I would say that should
00:14:34
be in the early stages of you know after
00:14:39
the
00:14:40
layoff after you've done some of these
00:14:43
healing things I would say the next step
00:14:46
is to really look at your
00:14:48
finances and establish what the
00:14:50
situation is do you have any savings if
00:14:54
you don't have any savings clearly you
00:14:57
need to take One path if you have some
00:15:01
savings then you can take another path
00:15:05
and it's important to to just sit and
00:15:09
really look at your situation because
00:15:13
that will guide you towards the next
00:15:17
opportunity what came
00:15:19
next and what decisions I made next
00:15:24
honestly you guys it's another video
00:15:27
because
00:15:29
it was like the world was out there
00:15:33
telling me that I needed to shake my
00:15:37
life up change everything get out of my
00:15:40
comfort zone and just see how I was
00:15:44
going to deal with all of that so I
00:15:48
think you need to come back and listen
00:15:50
to my post work life story and
00:15:56
understand how I entered
00:16:00
and how I got to a place where I was
00:16:03
living a small retired life
00:16:06
and made it a meaningful
00:16:10
life so thanks you guys thanks for
00:16:13
tuning in we'll see you next time and
00:16:19
um hit that notification Bell because
00:16:22
the next video will talk about how I
00:16:25
went into retirement and the
00:16:27
circumstances
00:16:29
that brought me
00:16:32
into a whole new way of living my
00:16:39
life hey everyone it's post production
00:16:42
me I was not going to leave you hanging
00:16:46
and I realized I really should show you
00:16:48
what my apple bread turned out like it
00:16:51
was pretty amazing I'm not a baker and
00:16:55
this was the first time that I've baked
00:16:59
this particular recipe and um I'm really
00:17:03
pleased with the way it turned out it
00:17:05
was really good with a sharp piece of
00:17:07
cheddar on it and also I learned how to
00:17:10
do a voice over