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Hi guys, it's me again and today we're
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going to talk about the parasite that is
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payment processors primarily Visa and
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Mastercard. In between their very busy
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schedule of scamming random financially
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illiterate people into contracts with
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credit cards that have 30% interest,
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they've somehow also managed to [ __ ] up
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the internet at the same time. So
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recently there's been a group called
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Collective Shout, which is, I know this
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might surprise you, a militant group of
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obnoxious Karens from, I believe,
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Australia, but let's be honest, it's
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going to be all over the world that have
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gotten together to bully and attack Visa
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and Mastercard into refusing service
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with Steam and pressuring Steam to
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remove certain games off of Steam
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because these games hurt their feelings.
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Oh no, it's an incest game. Oh no, it's
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a [ __ ] not safe for work game. It's a
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porn game. Who gives a [ __ ] Who cares?
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The thing is that and and this is the
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big issue that I have. I'm very agitated
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about this because I see where this is
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going. It begins with the incest games
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and it ends with whatever the [ __ ] they
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want. And so if anybody remembers back
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in the 2000s, if anybody 3,000 years
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ago, uh, whenever they were talking
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about how Grand Theft Auto is causing
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school shootings and these video games
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are causing this stuff, what's to stop
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these disgusting [ __ ] annoying
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parents from being able to bully these
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processors into effectively not allowing
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us to play the video games that we want,
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not allowing us to consume the content
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that we want, and fundamentally
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fundamentally at a very very basic level
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limiting our freedom of expression.
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through effectively looking at the
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chain, finding the weakest link in the
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chain and taking as much advantage of it
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as possible. And I want to say another
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thing, Collective Shout and every other
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Karen Incorporated group, every other
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[ __ ] advocacy group that's trying to
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bully these payment processors, they are
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the symptom and they are not the
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disease. Because if you get rid of them,
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there's just going to be another one
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that replaces them that does the exact
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same [ __ ] thing. The disease is the
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payment processors and the fact that
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they can act effectively as a cartel.
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They have total autonomy to deny service
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to anybody for any reason if they think
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that it will affect their brand. Well,
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why don't we go ahead and think about
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this in any other utility or any other
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service. Imagine if you can't get
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electricity because oh well, you use
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that electricity to go on websites that
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people disagree with or they don't like.
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And I have no problem with them denying
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service to something that is illegal. By
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the way, I think that's totally okay.
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But whenever these people want to create
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their own moral legality and then use
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these payment processors as a pseudo
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government to enforce it as a pretty
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much monopoly across the entire
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internet, that's not a free market.
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That's a [ __ ] cartel. And I think
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they need to be regulated. I definitely
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do. And I think that's the only way that
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this actually solves itself. Now,
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obviously, it's great if we had new
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payment processors come into the space.
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And I know that a lot of people talk
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about crypto as a solution to this. I
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understand that. I personally think that
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you need to have more regulations for
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financial stuff, but that's a different
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conversation. The one thing that I think
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we can all agree on is that the current
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situation is bad. And anyway, so the
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issue that we have right now is that
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these payment processors are able to
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effectively limit our freedom of speech,
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limit our freedom of expression, tell us
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what we're allowed to see and what we're
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not allowed to see on the internet by
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denying service and refusing to do
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business with these different companies.
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Now, you might think that this is
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freedom of association. And to a certain
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degree, you'd be right. But the problem
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is that it's not a free market. If it
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was a free market, you would have some
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companies that would be willing to do it
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and some companies that would not. But
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the issue is because Visa and Mastercard
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control such a large market share of
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payment processing market, what that
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causes is it causes people to be forced
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effectively into using them as a
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service. And in the same way that you
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guys know this, if you live in an area
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that only has maybe one power service or
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you live in an area that only has one
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internet service, often times that
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service is either there are two
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outcomes, guys. It's either regulated or
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it's garbage. And sometimes it's both.
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But I can guarantee you one thing, it's
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certainly not good. And the fact is that
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I understand some people might be
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against regulation. But I've got to tell
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you, okay, if you're sitting on the
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internet using your smartphone
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complaining about regulation, you might
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as well just be a fish complaining about
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water. Everything is regulated. Your car
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is regulated. Your phone is regulated.
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The battery in your phone is regulated.
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The data your phone receives is
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regulated. Everything in the world is
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regulated. But we're somehow supposed to
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think that, oh wow, these billion-dollar
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companies that, by the way, how the [ __ ]
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does a credit card company make money?
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Oh, that's right. By scamming stupid
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people who don't understand math out of
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money, writing it off as a loss whenever
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they don't get the money back, and then
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being able to say that, "Oh, well, it's
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okay. We're not going to pay this off as
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a tax because guess what? but we didn't
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make any [ __ ] money because we're
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signing contracts with massive interest
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rates to people that are financially
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illiterate. And so anyway, these
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companies exist as a parasite. Okay,
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they are they are a parasite. They steal
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money from people. They are awful. And
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anyway, now we have a situation that
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they are affecting our freedom of speech
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on the internet. They are affecting our
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freedom of expression on the internet
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wholesale. And it's only going to get
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worse because once these disgusting,
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fat, annoying [ __ ] uh just Karens go
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and they realize, "Oh, it works one
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time." What do you think they're going
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to do? They're going to just say, "Oh,
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well, it's it that's it. Well, I heard
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the view got cancelled today, so after
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this, they're going to be [ __ ]
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bored." So, they're going to keep
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cancelling and trying to bully these
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companies into doing even more things.
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And there's another not safe for work
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website. Oh, well, now there's another
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one. Oh, well, they shouldn't have to
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support porn. Yeah, they [ __ ] should.
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The same as your internet provider
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should, the same as your electricity
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provider should. The same as your water
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provider should. Can you imagine if they
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decide to turn off your [ __ ] water or
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your electricity because you're going to
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a porn website that they don't like?
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It's ridiculous. And so, I think that we
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need to have a degree of accountability
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here. These companies enjoy a massive
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privilege in this market. they are
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effectively uh totally free to do
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whatever the [ __ ] they want and that is
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going to unfortunately negatively affect
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everybody else. And to be honest with
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you guys, how many of you know somebody
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who has credit card debt? It probably
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already has negatively affected people.
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And so anyway, uh my video, what I'm
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talking about right now is that I think
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we need to spread more awareness to
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this. More people need to know about
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this because if it doesn't stop here,
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it's going to keep going into politics.
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is going to keep going into different
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worldviews. It's going to go into
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religious uh stuff. It's going to go
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into every single aspect that you can
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possibly imagine because these companies
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are gunshy and they're afraid of any
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degree of push back. So, the best thing
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that you can do, by the way, is if there
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is ever an instance where people are
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trying to push for a payment processor
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to not do something,
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these companies are afraid of push back
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and they're afraid of backlash. That's
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what they're fundamentally afraid of.
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So, if you want to make it to where they
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don't do these things and they don't
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make these changes, you have to be
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louder than these screeching banshee
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harpy siren carrots. That's what you
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have to do. You have to do that. And if
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you don't, they're going to be a lot
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louder than you are. And that's what's
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happened for the last 10 years. And
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luckily now, especially in the past 3
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years, the majority of the internet has
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basically said hoes mad, too bad. And
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we've decided to ignore them. However,
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they have found, as I said, that one
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weak link, which is the payment
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processors. And again, they are awful.
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They're terrible, but they are a symptom
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and not the disease. We have to look at
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these payment processors, how much of a
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monopoly on everything that they control
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inside of uh any online transaction,
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inside of anything that you're doing in
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terms of money, and are they using that
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uh position in some way that is
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beneficial for everybody? Is this
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something that subverts people ex
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subverts people's expression or is it
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something that hurts it? Well, it's
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pretty obvious, isn't it? And so, I
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wanted to make this video and I wanted
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to talk to you guys about it because I
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feel like nobody else is saying
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anything. A lot of people might not
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understand this issue or they might
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think, "Oh, well, it's just a rape game
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or something like that." Here's where
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they should draw the line. Is it
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illegal? If it's illegal, then yeah, of
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course, they shouldn't give it service.
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If it is, then yes, they should
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absolutely have to. It should be the
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exact same as an electricity company, as
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a phone company, as a uh you know
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internet company, as a Wner company or
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anything else. The random um you know
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debanking and uh removal of payment
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processing for certain people for
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certain ideological means is a massive
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problem and it helps no one. And so
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anyway, uh, except for them obviously
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because it gives them the power to
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censor things and effectively tell
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people what they're allowed to see on
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the internet and effectively subvert the
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world of the people by acting as a
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pseudo government because they're able
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to control this very small link in the
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pipeline. And so anyway, that's why I'm
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talking to you guys about this. I want
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everybody to be aware of this. I want
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people to see it and I want you to be
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vigilant. And I can guarant [ __ ] tell
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you this is the worst thing. I can
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guarant [ __ ] tell you that it's going
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to get worse because people I don't
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think that there is enough awareness
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about this yet. I don't think that there
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is enough uh people talking about this.
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And I don't think people really
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understand this issue because there are
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still people who are afraid to speak out
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about it because they don't want to be
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seen as defending incest games. I have
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no problem defending incest games. I
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think that's totally fine. You want to
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play a [ __ ] anime incest game on
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Steam? Go ahead. That's okay. Nobody's
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getting hurt because guess what? It's
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not real. Imagine that a video game
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doesn't hurt real people and it doesn't
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actually exist. So why is it that it's
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being regulated and why is it that
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people are being told what they can and
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can't see, especially through this third
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party that shouldn't even be making
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these decisions to begin with? You want
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to talk about the brand for Visa or
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Mastercard? The only time I [ __ ] hear
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about these companies is whenever
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they're being called into Congress to
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explain why they're trying to extort
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some mother of four out of $250,000
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because of compounding interest and
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debt. It's outrageous. They're
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disgusting parasites and I hope more
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people realize it and we can actually
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push to have a degree of regulation and
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control on these people because they
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exist effectively. Again, guys, this is
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not a free market. Please do not say
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it's a free market. It is absolutely not
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a free market. The first thing that
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people who have control of a free market
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do or have a majority share of a free
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market do is they make sure that it's
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not free. And that's exactly what
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they've been doing. And that's exactly
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the problem. It's the fact that there
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are not a lot of other competitors. They
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do effectively control the entire market
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and they can effectively use that to
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force their will onto everybody else.
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And that's exactly what's happened. So
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yes, collective shout is an annoying
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bunch of obnoxious, stupid Karens that
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nobody likes. Probably not even
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themselves. That's why they're spending
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all day doing this. But again, if you
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get rid of them, this is going to happen
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again. The real problem is the payment
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processors and the lack of regulation
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and accountability for what they're
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doing. So I don't really like this. Oh,
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we can have their cake. You can have
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your cake and eat it, too. where oh well
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these people they don't get regulated at
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all but they can regulate everybody else
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and decide whatever uh you know you know
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whatever they accept and whatever they
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don't accept. Uh this is not something
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as simple as uh you know oh well baking
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a cake or whatever. Uh this is a
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categorical rule that companies that
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have a complete monopoly inside of a
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market are exercising collectively. When
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companies act collectively and they
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behave in one specific way that is not
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again in accordance with the law, they
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are making their own laws and they are
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not behaving as in a free market. They
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are acting like a cartel. They're
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colluding and more people need to know
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about it and in my opinion I think there
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needs to be laws against it. I wanted to
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make this video and talk to you guys
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about it because I think not enough
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people know. But now you know, Visa and
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Mastercard can suck a [ __ ] dick, and
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anybody that supports them is already a
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dick sucker, so I don't need to say
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that. Anyway, guys, thank you all so
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much for watching. I really appreciate
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it. Go ahead and uh I had to take my dad
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to a [ __ ] uh cancer appointment today
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and so I was busy, which by the way, oh
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my god, just before I end the video,
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wow, no wonder they haven't cured cancer
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yet. This is the nicest [ __ ] building
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I've ever seen in my life. Oh my god.
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I've been in hotel Hilton hotels that
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are less that are less classy than this
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cancer facility. Oh my god, they're
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never curing that [ __ ] Yeah, I'm sorry
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guys. But anyway, that's for another
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video. And maybe I'll have my actual TF
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flow hat on for that one, unlike this
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video, which is unfortunately very, very
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real. Anyway, guys, thank you all very
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much for watching. I appreciate it. Let
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me know what you think in the comments,
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and I'll see you in the next one. Peace.
