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last month was my 29th birthday here
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were all the things I know at 29 but
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wish I knew at 20 starting with number
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one view your life as a book and you as
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the author the most powerful stories are
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the ones we tell ourselves your thoughts
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can either Empower you or hold you back
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when you realize this your life becomes
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a series of decisions that you get to
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make rather than a series of random
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events that are happening to you know
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that at any moment you can write a new
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chapter add a plot twist pivot genres or
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completely destroy the book and write a
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new one next you need to be a little
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dulu if you want to accomplish big
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things people who are always realistic
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will never see opportunities because
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they never push to boundaries they get
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stuck in analysis paralysis they try to
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plan and strategize the perfect solution
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and they'll say they're just being
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practical but this is all just fear in
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Disguise the most successful people
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break all the rules they're delusional
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enough to think that they can achieve
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the impossible most of the time they
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don't but once in a while they do and
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all you need is one time to change your
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life next forgive your parents don't
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hold on to grudges with them for too
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long it just isn't worth it sometimes we
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forget that they're just children and
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older bodies there's no rule book or
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Guide to Life everyone is just figuring
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it out as they go next enjoy being lost
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in life being lost in life can be a very
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scary thing because it's an
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uncomfortable stage where your past self
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is gone and you haven't really met your
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new self yet when I was 22 I was
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absolutely terrified because I felt lost
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in my career I I didn't want to work on
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Wall Street anymore but I didn't know
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what I wanted to do I just wish I knew
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how to reframe this period in my life
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while it was happening where instead of
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just seeing being lost as a really bad
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thing I can see it as an exciting
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process of just meeting My New Self next
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you have to build your own dreams or
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someone else will hire you to build
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theirs there's nothing wrong with either
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the decision as long as you're okay with
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it but if you want to achieve your
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financial dreams but you're not really
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sure what you need to do next I created
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a free five question multiple Choice
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quiz that will help you customize your
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personalized wealth plan it's completely
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free get your wealth plan with the link
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below next no one knows what they're
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doing not your boss not your co-workers
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or that really successful friend people
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are just really good at making things up
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and figuring things out as they go and
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that's completely fine no one has a
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manual on how to do life you didn't miss
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any lectures so stop stressing about
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whether you're doing the right thing and
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stop doubting yourself just focus on
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pointing your compass in the right
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direction and keep on walking if there
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are no right answers who's to say you're
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wrong next always apply the 7x7 rule
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basically if it's not going to matter in
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7 years don't spend more than 7 Minutes
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being upset about it most of the things
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you're stressing and worrying about
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right now will not matter in a year let
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alone seven we often blow things out of
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proportion because it's hard to detach
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from the moment but if you zoom out
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chances are it really doesn't matter in
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the grand scheme of Life Next spending
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more time with your loved ones is never
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a waste of time I've never once
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regretted spending more time with my
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family because I know time with them is
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precious and limited because many of
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them will either pass away either too
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soon or before you're ready next more
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information is not the answer to your
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problems if all it took was information
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to get rich we'd all be billionaires
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there comes a point when research is
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just a fancy word for procrastination
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what we all need to actually do more of
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is executing taking action so when
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you're done with this video I want you
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to stop passively watching and Implement
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at least three lessons from it into your
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life because the life that you want is
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just on the other side of action next
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invest in your body or your body will
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steal your time and money it's
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significantly cheaper to take care of
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your health when you're young if your
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body starts to decline when you're older
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it's going to be very expensive to fix
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it both in time and money if you really
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want to build long-term wealth start
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with a healthy diet in consistent
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exercise next a quote from the office
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that always touches my heart is when
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Andy says I wish there was a way to know
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you were in the good old days before
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you've actually left them a lot of what
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you take for granted in life is part of
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what you one day call the good old days
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so take a minute and appreciate that
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you're living in them now stop being so
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busy stressing about the future because
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you're wasting the present next
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everything in life is a trade-off
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choosing to work late may help your
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career but you'll spend less time with
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your loved ones saving and investing
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money for retirement is smart but you'll
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have to skip out on that fancy vacation
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this summer everything comes at the the
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cost of something else in one way or
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another it's up to you to decide for
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yourself what price you're willing to
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pay next people will come and go
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throughout your life accept it for what
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it is and be happy with those who choose
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to stick around but this goes both ways
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like when you're leaving other people's
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lives don't feel obligated to keep in
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touch with every person you were friends
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with it's completely okay to let go of
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what no longer serves you next
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completion doesn't exist humans tend to
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always look for Finish Lines like you
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think that there's going to be a moment
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in life when you have have everything
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enough money Enough Love Enough
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relationships and only then will you be
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happy and fulfilled but the puzzle can
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never be completed and you'll never have
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all the pieces happiness is a practice
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not a destination next scarcity is one
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of the worst types of programming that
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we grew up with when you believe options
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and opportunities are limited you'll
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desperately cling on to jobs that you
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hate toxic relationships and self-doubt
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but the world is abundant there is
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plenty of resources and opportunities to
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go around all you need to do is show up
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with your true self and demand the world
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next you don't need most of the material
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things you want you just justify buying
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them by saying they'll improve your life
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but if materialism actually made us feel
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better our mental health wouldn't be
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getting worse and speaking of mental
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health I want to talk about something
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personal like many of you I didn't grow
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up with money and my parents did
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everything they could to save and I
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realized that growing up without money
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you start to build a lot of financial
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baggage and Trauma that negatively
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impacts you later in life what I think
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is really helpful is therapy which can
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give you the strategies to work through
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this and that's why I'm excited to talk
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about today's sponsor betterhelp better
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help's mission is to make therapy more
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click the link in the description or
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visit betterhelp.com Vincent Chan thanks
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again a betterhelp for supporting this
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video next stop waiting to feel like it
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I used to wait for the perfect moment to
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tackle a big goal like I would wait
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until I felt inspired or was in the
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right mood but one day or someday
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will'll turn into never because the
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perfect moment doesn't exist life will
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always throw curveballs at you your car
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could break down someone gets sick you
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could get laid off so stop ruining your
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future self just because your present
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self wants to wait for a time that may
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never come next do 1% less of the bad
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things and 1% more of the good things
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every day you make a series of choices
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that would either get you closer to or
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further away from the life you want for
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instance if you want to start a side
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hustle to make extra money choose to do
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1% less of what's holding you back like
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watching 30 minutes less of TV at night
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and 1% more of what will get you closer
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like spending 30 minutes on your project
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every day over time your efforts will
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compound next when you want something
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ask for it and when you don't hear back
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follow up the absolute worst thing that
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can happen when you ask is they say no
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but if you ever ask you'll always have
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the absolute worst thing remember you
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have nothing to lose and everything to
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gain when you ask for what you want next
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mental energy is one of your most
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valuable resources people are going to
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try to steal it drain it and suck it up
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every second that you're awake you need
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to protect it for things that actually
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matter set boundaries to keep yourself
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sane priortize tasks that yield the
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greatest results and say no to things
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that don't serve you next you won't work
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hard early in life or late in life but
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you will have to work hard either way if
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you don't put in the work when you're
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young hard work doesn't go away it just
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comes later at a more inconvenient time
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when you're older do your hardest work
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early on so you can enjoy the benefits
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later if it's something you can figure
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out don't complain if you're not happy
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with your life it's up to you to change
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it don't complain about your problems
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without doing anything to fix them if
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you want a different result going
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forward then you have to make different
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choices today no one is going to do it
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for you save yourself and make your life
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the way you want it to be next your life
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can change in 2 seconds you never know
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when it's going to be the last time you
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watch a movie with a friend tell a story
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to your kid say goodbye to a loved one
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or eat a meal with your siblings hug
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love and embrace your people with your
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heart and always let them be the first
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to let go next always trust the coin if
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you need to make a tough decision and
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you have two options but you aren't sure
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which one to choose just flip a coin and
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watch your reaction while the coin is in
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the air you're naturally going to hope
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that it lands on one side over the other
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that's the choice you should go with
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regardless of which side the coin
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actually lands on next start adding the
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word yet to the end of certain sentences
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like I can't do this becomes I can't do
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this yet I'm not ready becomes I'm not
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ready yet adding the word yet reminds
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you that you can achieve anything if you
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want it badly enough next not taking
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enough risk turns into regrets don't be
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afraid to take more calculated risk when
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you're younger you'll have more than
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enough time to rebound if it doesn't
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work out taking risk is like eating a
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super mushroom in Mario it's going to
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help you level up in life faster if you
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don't take any risk life will get boring
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and you regret it when you're 70 years
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old and you're sitting in a cubicle next
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how you start your morning sets a tone
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for the rest of your day if you begin
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your day with activities that offer
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instant gratification like watching Tik
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to videos or scrolling through reddits
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you will have less energy and motivation
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and be less productive instead start
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your day with a physical activity like
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walking your dog exercising or running
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errands doing this can make all the
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difference next the only person you
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should feel obligated to say yes to is
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yourself you don't have to say yes to
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every hangout you get invited to or
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every opportunity that you see you don't
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have to say yes to things just because
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you don't want to seem rude understand
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that every time you say yes to something
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that you don't really want you're just
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saying no to yourself next the true
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benefit of money is not buying fancy
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cars designer clothes or Mansions the
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true benefit is to use it to buy time
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and freedom money gives you the freedom
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to choose what to do with your life and
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your time time is the most valuable
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resource you have once you spend it on
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something you'll never get it back so
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use money as a tool to buy more free
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time which leads me to something that
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you've got to start accepting and it's
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that even if you're doing all these
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things sometimes you might feel like
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you're still not doing enough and that
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might be because you don't know these
00:11:16
six middle class habits that are keeping
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you poor click here to find out if
00:11:20
you're committing these six habits and
00:11:22
why you need to stop now
